cancel
Showing results for 
Search instead for 
Did you mean: 

Usbank Platinum Visa, CLI Approval (Hard pull)

tag
DCreationrebel
New Contributor

Usbank Platinum Visa, CLI Approval (Hard pull)

Greetings&respects to all,

I have 2 Usbank cards cash+Visa Signature&my oldest from my rebuild Platinum Visa since 9/15. Which was once a secured Visa then was converted to unsecured in 2017 from $300.00 to $3,300. I thought that Usbank would initiate a soft pull, upon speaking with a rep in underwriting she stated that Usbank no longer soft pull for CLI it would be a Hard pull so. I asked for both cards might as well two for 1 Hard inquiry😆 lol, cash+ went from $5,000 to $10,000 Platinum Visa $3,300 to $5,000.
8 REPLIES 8
19eighty5
Senior Contributor

Re: Usbank Platinum Visa, CLI Approval (Hard pull)

Congratulations on your CLIs - over $7K is a win!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 2 of 9
alvon123
Super Contributor

Re: Usbank Platinum Visa, CLI Approval (Hard pull)

congrats!!Smiley Very Happy


Message 3 of 9
AverageJoesCredit
Legendary Contributor

Re: Usbank Platinum Visa, CLI Approval (Hard pull)

Nice job on your approvalsSmiley Happy
Message 4 of 9
VanderSnoot
Established Contributor

Re: Usbank Platinum Visa, CLI Approval (Hard pull)

Good thinking. Congratulations on those CLIs!

Message 5 of 9
stonedog23
Frequent Contributor

Re: Usbank Platinum Visa, CLI Approval (Hard pull)

All of CLI turn downs with US Bank have been soft pulls. They were through the cli online portal. So are online requests also hard pulls now? I figured I’d get an auto increase after these 13 months, but no dice, stuck in $500 purgatory. 

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($19,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 6 of 9
pinkandgrey
Senior Contributor

Re: Usbank Platinum Visa, CLI Approval (Hard pull)

Those are nice CLIs for US Bank! Congrats!

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 13k
Apple Card: 4.25k
Message 7 of 9
Anonymous
Not applicable

Re: Usbank Platinum Visa, CLI Approval (Hard pull)

Wow congrats on the big CLIs! Definitely worth the HP imo Smiley Very Happy

Message 8 of 9
CreditMagic7
Mega Contributor

Re: Usbank Platinum Visa, CLI Approval (Hard pull)

Wow! Nice on getting increases for BOTH your US Bank card accounts.

 

Congratulations!

Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.