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Valero credit card approval dsrm

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RebelSon
Contributor

Valero credit card approval dsrm

I applied, got message needs to be reviewed. Called next morning. They said it was denied. Got an email 3 days later saying welcome to the valero family. Called in again and the automated machine found my account info based on the number I was calling from. Says I have $400 SL.

I spoke to a rep and asked for a higher line, she asked how much. I said $1000 to match my other cards. She said 7-10 days. I called next day, approved for $1000 CLI.

Approved with 680 EQ Fico 08
Pulled 6/29 with about 30 INQ 😛 lol
No baddies
Starting Score: 460
Current Score: 750
Goal Score: 800


Take the myFICO Fitness Challenge
Message 1 of 8
7 REPLIES 7
peghede
Valued Contributor

Re: Valero credit card approval dsrm

Congrats m8  on your cli ,but u left cash on the table, you always ask high,Go big .....or go home.

Message 2 of 8
AverageJoesCredit
Legendary Contributor

Re: Valero credit card approval dsrm

Nice job RebelSonSmiley Happy

May i ask what is Valero?
Message 3 of 8
RebelSon
Contributor

Re: Valero credit card approval dsrm

Valero Gas credit card. Tons of them from East coast to west coast. Shamrock diamond, and Beacon gas station also accepts Valero card. Ive seen Valero convenience stores look like a mini walmart. Good card to have.
Starting Score: 460
Current Score: 750
Goal Score: 800


Take the myFICO Fitness Challenge
Message 4 of 8
AverageJoesCredit
Legendary Contributor

Re: Valero credit card approval dsrm

Ah, ok, thanks, good to knowSmiley Happy
Message 5 of 8
Anonymous
Not applicable

Re: Valero credit card approval dsrm

Congrats on the Valero approval!

 

Do you know if that CLI was a second hard pull? I ask because I've had his card a little over 4 years. Whenever I ask for a CLI they always want to do a HP which I've always declined (All 3 bureaus on ice anyway). 

 

Thanks,

Message 6 of 8
RebelSon
Contributor

Re: Valero credit card approval dsrm

No. It wasnt a hard pull. I just explained to the manager that by having this card at a low limit it will have an adverse effect on me.

I should have asked for 3K lol
Better tradeline.
My EQ was also on lock when I asked for the higher limit. Go and call them up and ask for a manager.
Starting Score: 460
Current Score: 750
Goal Score: 800


Take the myFICO Fitness Challenge
Message 7 of 8
Anonymous
Not applicable

Re: Valero credit card approval dsrm

Congratulations on your Valero card!
Message 8 of 8
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