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Venmo Credit Card Asked For 2 Forms Of Proof Of Identity- Good or Bad Sign? - UPDATE: Approved

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kidink1911
Established Contributor

Venmo Credit Card Asked For 2 Forms Of Proof Of Identity- Good or Bad Sign? - UPDATE: Approved

Pulled the gun and applied for the Venmo Credit Card. At the conclusion of my application Venmo asked for me to upload two forms of identification to verify my identity.

 

Is this a good or a bad sign? I have no idea Smiley Surprised

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500
12 REPLIES 12
FinStar
Moderator Emeritus

Re: Venmo Credit Card Asked For 2 Forms Of Proof Of Identity- Good or Bad Sign?

Some lenders may require additional verification before proceeding to the next processing steps.  A variety of lenders such as Barclays, Citi, GS/Apple, Chase + a plethora of CUs do this already.  This doesn't necessarily guarantee an approval or an outright denial, this is just a step to verify your identity.  I would say it's a good sign in the sense that at least they're making sure you are who you are.

Message 2 of 13
Anonymous
Not applicable

Re: Venmo Credit Card Asked For 2 Forms Of Proof Of Identity- Good or Bad Sign?

I agree with @FinStar.

 

I actually think this is a good thing in regards to security and protecting consumers against ID theft. As for is it a good or bag sign for your approval, neither. It's just them verifying you are who you say you are. I do remember needing to upload my DL for the Apple Card.

Message 3 of 13
kidink1911
Established Contributor

VENMO Credit Card Approved!!

Pulled the switch last night and applied for Venmo Credit Card.....

 

Venmo asked for two forms of identification to verify my identity (which I quickly submitted)....and this afternoon I received an approval email for $500 SL and a virtual credit card in the Venmo app (actual card arrives in 7-10 business days)!! Smiley Happy

 

Always treated Synchrony right and thus they remembered!! Onward and upward!! Smiley Happy

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500
Message 4 of 13
CreditAggie
Community Leader
Super Contributor

Re: VENMO Credit Card Approved!!

Congratulations on your Venmo approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 13
AllZero
Mega Contributor

Re: VENMO Credit Card Approved!!

Congratulations on your approval!
Message 6 of 13
AverageJoesCredit
Legendary Contributor

Re: VENMO Credit Card Approved!!

Enjoy your Elmo cardSmiley Happy

Message 7 of 13
gdale6
Moderator Emeritus

Re: VENMO Credit Card Approved!!

Grats on your Venmo approval Smiley Happy

Message 8 of 13
JoeLuvsHisCredit
Valued Contributor

Re: VENMO Credit Card Approved!!

Congratulations

Message 9 of 13
Mr_Mojo_Risin
Senior Contributor

Re: VENMO Credit Card Approved!!

Sounds good, congrats on your approval! Enjoy it!

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Message 10 of 13
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