Just got approved for Venture X with a $30k SL and 25.84% APR.
Upon application was asked to upload ID/SSN verification and was approved within a few minutes of doing it (the second time).
My first application and approval for almost 3 years. My experian report was showing ex 790, eq 786 and Tu 784 when I applied, though interestingly the letter from capital one says the score used was equifax 734?? Maybe they use a different FICO score than what Experian gives...
Other stats:
Income: $108k
Average age of accounts: 3 yrs 6 months
Oldest account: 4 years 6 months
No inquiries last 2 years
Utilisation about 4%
Total credit: 64k
Average age of accounts: 3 yrs 6 months
Oldest account: 4 years 6 months
No inquiries last 2 years
Utilisation about 4%
Total credit: 64k
Current cards: Amex Plat, Amex Green, CSR ($10k), Chase Freedom ($8k), Amex Bonvoy Brilliant $28k, Amex EDP (AU, $17k)
Cheers,
Luis999
Last update: 4/8/2024
