Didn't wanna post until the final results, but after a very frustrating experience verifying id with cap1 I was approved for my Venture. 10k. My fico4's ranged from 688 low on exp to 707 on Tu.
Chase Sw was approved with the 50k bonus from googling after an ID verification call to chase. 7.5k.
Double pulled exp and eq for Chase, ex was 703 and eq was 688, but chase doesn't use fico scores they just pull your report, assuming they have their own internal methods.
If you ever have to fax anything into cap1 make sure you change the resolution to "photo" on your fax machine , otherwise it's going to come up as a "black square" no matter how light your copy is.
Another data point is that I also apped for a venture one the same day and was denied. I apped for the ventureone, not backtoback, but after the chase. Venture->sw->ventureone. The venture one was denied due to too many recent inq and the score pulled was 667. So 675 is probably the make or break target foe ventures.
Don't know if I care to recon the v1.
Inquiries aren't bunched because of the lender, the bureau does it thinking its an error so I knew it'd be fine(and it was) one triple pull for venture approval and v1 denial
