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I stepped out of the garden. I used to have a Victoria's Secret card, and I wondered about the shopping cart trick. Well, it came up for me, even though I burned Comenity in BK, though not my VS card really Vicbecause it had a zero balance. Well, I got a $500 approval today. This is one of the cards that I had hoped to get again, and I don't even think it was a HP although I knowingly took the risk knowing I could afford one on EQ. I didn't need it right now, but I did it, it is done. It will raise my available credit, though, and it will post a zero balance, so I think it might be useful.
So, to anyone wondering if Comenity is BK friendly, for me they definitely are.
Wooo! Congrats on getting a goal card
Congrats on the new card.
I really want this card since I frequently shop at VS but I'm deathly afraid of Comenity. I've read so many horror stories on MyFico. I always get the pre-approval offer when shopping on their site but I just can't bring myself to bite.
@Scupra wrote:Wooo! Congrats on getting a goal card
Thanks, Scupra!
@Anonymous wrote:Congrats on the new card.
I really want this card since I frequently shop at VS but I'm deathly afraid of Comenity. I've read so many horror stories on MyFico. I always get the pre-approval offer when shopping on their site but I just can't bring myself to bite.
Thank you. I used to have several Comenity cards and never had a problem. I'll have to do a search for the horror stories and read up!
Congrats on your approval.
@Anonymous wrote:I stepped out of the garden. I used to have a Victoria's Secret card, and I wondered about the shopping cart trick. Well, it came up for me, even though I burned Comenity in BK, though not my VS card really Vicbecause it had a zero balance. Well, I got a $500 approval today. This is one of the cards that I had hoped to get again, and I don't even think it was a HP although I knowingly took the risk knowing I could afford one on EQ. I didn't need it right now, but I did it, it is done. It will raise my available credit, though, and it will post a zero balance, so I think it might be useful.
So, to anyone wondering if Comenity is BK friendly, for me they definitely are.
Congratulations to you!...Thanks for sharing.
Congratulations!
Strange as it seems this very card helped launch my own credit journey to the stars many moons ago.
I've never forgotten just how much that little $700 store card limit meant at the time.
@Anonymous wrote:
I got preapproved for 500 came back as 150. Right... Closed it within 5 minutes. Not worth it
That is not right at all... I would of closed it too. I'm half expecting them to notify me that my card has been rescinded since I treated Comenity badly in BK. I will be bummed if that happens, but not surprised.