WF Active Cash Approval

dcp0524 · ‎08-02-2021

$7k SL

24.99% APR (Util 1% so don't really care about that)

Pulled EX 733 INQ: 9/24 4/12

Lol/24

8/12

I checked their pre-qual tool before I applied, for what that's worth. It did give me a solid APR, not a range. Maybe Wells Fargo is willing to look past quite a few new accounts within the last year to get this card out there, as it seems I've read around here that they are known to be new account sensitive. I had a checking account with them in the past that I just recently closed in May.

I think I'll call it a wrap for at least 9 months. AMEX is the next target. I don't have enough self control to apply for Chase and stay under 5/24.

Total Revolving: $159,800 - Utilization: less than 1%

Bank/Loans:

Future Apps:

04/27/2023
FICO 8 - EX: 744 | TU: 772 | EQ: 763
VS 3.0 - EX: 759 | TU: 792 | EQ: 811

HappyGoLucky4U · ‎08-02-2021

Congrats! What is your #/6? Thanks

M_Smart007 · ‎08-02-2021

Congrats on your WF Active Cash approval.

simplynoir · ‎08-02-2021

Congrats on your new card

Elpadrino1 · ‎08-02-2021

Congratulations on your approval!!

KingRue8500 · ‎08-02-2021

Congrats on your Wells Fargo Active Cash approval

FalconSteve · ‎08-02-2021

Congrartulations!

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL

CreditAggie · ‎08-02-2021

Congratulations on your Active Cash approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

dcp0524 · ‎08-02-2021

@HappyGoLucky4U wrote:
Congrats! What is your #/6? Thanks

I believe 5/6 including WF AC. One was a new Disco card that I opened and within days immediately combined with an older Disco card that had a CLI available.

Still counts.

Total Revolving: $159,800 - Utilization: less than 1%

Bank/Loans:

Future Apps:

04/27/2023
FICO 8 - EX: 744 | TU: 772 | EQ: 763
VS 3.0 - EX: 759 | TU: 792 | EQ: 811

dcp0524 · ‎08-02-2021

@CreditAggie wrote:
Congratulations on your Active Cash approval!

I see your post all the time. I keep wondering when that PenFed PCR will joins the others up top on your signature?

Thank you, btw.

Total Revolving: $159,800 - Utilization: less than 1%

Bank/Loans:

Future Apps:

04/27/2023
FICO 8 - EX: 744 | TU: 772 | EQ: 763
VS 3.0 - EX: 759 | TU: 792 | EQ: 811