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WF ActiveCash CLI $7k to $8.8k

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dcp0524
Regular Contributor

WF ActiveCash CLI $7k to $8.8k

Account opened Aug 2021 with a starting limit of $7k. Request $10k, they countered with a modest $1.8k increase to $8.8k. Happily accepted the counter. 

 

Previously I had tried to raise the limit two times since getting the card with no luck. I spent pretty big last month on the card paying some insurance premiums, helping someone with taxes and then a vet bill saying goodbye to my furry best friend of the last 13 years 😔  so I figured since my new statement cut now was the time to ask. 

 

Original Approval: https://ficoforums.myfico.com/t5/Credit-Card-Approvals/WF-Active-Cash-Approval/m-p/6381926#M764169

 

145A15B0-1A97-4715-934B-B1C0B3306C4C.jpeg

 

Total Revolving: $159,800 - Utilization: less than 1%

Bank/Loans:

Future Apps:

04/27/2023
FICO 8 - EX: 744 | TU: 772 | EQ: 763
VS 3.0 - EX: 759 | TU: 792 | EQ: 811
Message 1 of 15
14 REPLIES 14
CreditMagic7
Mega Contributor

Re: WF ActiveCash CLI $7k to $8.8k

Congratulations on your WellFargo.jpg Active Cash Increase!!

Message 2 of 15
Elpadrino1
Valued Contributor

Re: WF ActiveCash CLI $7k to $8.8k

Congratulations on your WF CLI!!

Message 3 of 15
babygirl1256
Senior Contributor

Re: WF ActiveCash CLI $7k to $8.8k

Congrats on your WF ActiveCash CLI.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 4 of 15
NalekSok
Regular Contributor

Re: WF ActiveCash CLI $7k to $8.8k

Congratulations on your CLI! 🎉






Message 5 of 15
bergmi
Established Member

Re: WF ActiveCash CLI $7k to $8.8k

Congrats on your CLI!  I just had a similar WF experience with a CLI request.  Sorry for your loss! Smiley Sad

Message 6 of 15
gdale6
Moderator Emeritus

Re: WF ActiveCash CLI $7k to $8.8k

Grats on your active cash move up Smiley Happy

Message 7 of 15
LADave
Established Contributor

Re: WF ActiveCash CLI $7k to $8.8k

Congratulations on your Active Cash CLI! Putting new spending on the card seems to get WF into a better mood to give more credit. 😉

Message 8 of 15

Re: WF ActiveCash CLI $7k to $8.8k

Congrats on your CLI! I looked back on your past posts, and seen you received an email to update your income shortly after receiving your card, the same happened to me. I've had it for two months now. Would you say the minimum I should wait in requesting a CLI is 6 months? I have a checking and savings with them. Thank you! 


@dcp0524 wrote:

Account opened Aug 2021 with a starting limit of $7k. Request $10k, they countered with a modest $1.8k increase to $8.8k. Happily accepted the counter. 

 

Previously I had tried to raise the limit two times since getting the card with no luck. I spent pretty big last month on the card paying some insurance premiums, helping someone with taxes and then a vet bill saying goodbye to my furry best friend of the last 13 years 😔  so I figured since my new statement cut now was the time to ask. 

 

Original Approval: https://ficoforums.myfico.com/t5/Credit-Card-Approvals/WF-Active-Cash-Approval/m-p/6381926#M764169

 

145A15B0-1A97-4715-934B-B1C0B3306C4C.jpeg

 


 

Message 9 of 15
Mdowning30
Established Contributor

Re: WF ActiveCash CLI $7k to $8.8k

Do yourself a favor and turn on autopay atleast for the minimum payment.

Chase Freedom Unlimited : $6000 | Discover It Chrome : $3500 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $5000 | Chase Amazon Prime : $2000 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000
Total Credit Limit : $42500
Experian FICO 8 : 694
| Experian Vantage : 701 | TransUnion FICO 8 : 683 | TransUnion Vantage : 695 | Experian FICO 9 : 665
Starting Score: 512
Current Score: 693
Goal Score: 700+

Take the myFICO Fitness Challenge
Message 10 of 15
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