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WF Bilt Mastercard $13,000 CLI, from $7,000 to $20,000 SL after only 15 days!

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ilpapa79
New Contributor

WF Bilt Mastercard $13,000 CLI, from $7,000 to $20,000 SL after only 15 days!

Hi there,

 

I applied for the Bilt Mastercard on 10/22 and was approved for a mere $7,000 SL. All my other cards (Cap One, Amex, Chase) are in the 15-40k range, so I was a little bummed to have wasted a HP on Experian for that small SL (score 727 at the time of approval, dropped from 744 right before I applied, and now back up again). Income about $100k.

So I got the physical card in my hands yesterday and this morning I called WF to inquire about a reconsideration and a higher starting line of $20,000, I spoke to a CSR who then transfered me over to Jeff at the credit department. He submitted the CLI request WITHOUT ANY FURTHER HP, told me he had to wait for his manager's approval and to call back or check back on the app or website in a few hours for an update.

A bit later, I signed on my Wf Portal and boom! $20,000 credit line as requested. No email or other communication received.


Super happy about the outcome!


Message 1 of 19
18 REPLIES 18
cashorcharge
Community Leader
Super Contributor

Re: WF Bilt Mastercard $13,000 CLI, from $7,000 to $20,000 SL after only 15 days!

That's a fantastic outcome!!

WooHoo!! Congratulations on your WF CLI Approval!!👏🏼🍾🥂

FavorablePotableDorado-max-1mb.gif

Message 2 of 19
ilpapa79
New Contributor

Re: WF Bilt Mastercard $13,000 CLI, from $7,000 to $20,000 SL after only 15 days!


@cashorcharge wrote:

That's a fantastic outcome!!

WooHoo!! Congratulations on your WF CLI Approval!!👏🏼🍾🥂

FavorablePotableDorado-max-1mb.gif


Yeah, I was depressed for days Smiley Very Happy! I also lost 5 points on Ex for the extra inquiry!

Message 3 of 19
coreyb80
Super Contributor

Re: WF Bilt Mastercard $13,000 CLI, from $7,000 to $20,000 SL after only 15 days!

Congrats on the nice bump!

Message 4 of 19
CYBERSAM
Senior Contributor

Re: WF Bilt Mastercard $13,000 CLI, from $7,000 to $20,000 SL after only 15 days!

Congrats on your WF Bilt CLI, 13K is not bad for another HP!







                
Message 5 of 19
WasteMgmt
Regular Contributor

Re: WF Bilt Mastercard $13,000 CLI, from $7,000 to $20,000 SL after only 15 days!

Congrats! Strong work getting that CLI.


CapitalOne Venture X, CapitalOne Quicksilver, Chase Sapphire Preferred, Chase Freedom OG, Chase Freedom OG, Amex BCE, Wells Fargo Autograph
Last application 5/2023
Message 6 of 19
ilpapa79
New Contributor

Re: WF Bilt Mastercard $13,000 CLI, from $7,000 to $20,000 SL after only 15 days!


@CYBERSAM wrote:

Congrats on your WF Bilt CLI, 13K is not bad for another HP!


Actually I forgot to mention (and I now included it in the post) that no additional HP was required as I had just been approved for the card 2 weeks ago!

Message 7 of 19
Anonymous
Not applicable

Re: WF Bilt Mastercard $13,000 CLI, from $7,000 to $20,000 SL after only 15 days!

A mere 😅 I would dance on that 7k SL Smiley LOL YMMV I guess! Applied on similar date, wonder if I can do it as well on MY mere 2.5k 😭  What number did u call, or just the # on the back of the card? Congrats and thx

Message 8 of 19
ilpapa79
New Contributor

Re: WF Bilt Mastercard $13,000 CLI, from $7,000 to $20,000 SL after only 15 days!


@Anonymous wrote:

A mere 😅 I would dance on that 7k SL Smiley LOL YMMV I guess! Applied on similar date, wonder if I can do it as well on MY mere 2k 😭  What number did u call, or just the # on the back of the card? Congrats and thx


I know, I am spoiled, but you have to consider the last 2 cards I opened (CSP and Amex Delta Reserve) started at 15k and 20k respectively...And I bank with Wells Fargo, so my financial records are before their eyes at all times! That was what bothered me...

April 2021 my total CL across 3 cards was less than 10k and my scores low, now my scores are in the mid 700's and I have just over $150k in total CL with a few great cards opened...

DON'T STOP BELIEVING!

Message 9 of 19
ilpapa79
New Contributor

Re: WF Bilt Mastercard $13,000 CLI, from $7,000 to $20,000 SL after only 15 days!


@Anonymous wrote:

A mere 😅 I would dance on that 7k SL Smiley LOL YMMV I guess! Applied on similar date, wonder if I can do it as well on MY mere 2k 😭  What number did u call, or just the # on the back of the card? Congrats and thx


Thank you!

I forgot, yes I called the # in the back of the card and justice was served! I like the card, it is nice and sleek!

Message 10 of 19
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