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Hi there,
I applied for the Bilt Mastercard on 10/22 and was approved for a mere $7,000 SL. All my other cards (Cap One, Amex, Chase) are in the 15-40k range, so I was a little bummed to have wasted a HP on Experian for that small SL (score 727 at the time of approval, dropped from 744 right before I applied, and now back up again). Income about $100k.
So I got the physical card in my hands yesterday and this morning I called WF to inquire about a reconsideration and a higher starting line of $20,000, I spoke to a CSR who then transfered me over to Jeff at the credit department. He submitted the CLI request WITHOUT ANY FURTHER HP, told me he had to wait for his manager's approval and to call back or check back on the app or website in a few hours for an update.
A bit later, I signed on my Wf Portal and boom! $20,000 credit line as requested. No email or other communication received.
Super happy about the outcome!
That's a fantastic outcome!!
WooHoo!! Congratulations on your WF CLI Approval!!👏🏼🍾🥂
@cashorcharge wrote:That's a fantastic outcome!!
WooHoo!! Congratulations on your WF CLI Approval!!👏🏼🍾🥂
Yeah, I was depressed for days ! I also lost 5 points on Ex for the extra inquiry!
Congrats on the nice bump!
Congrats! Strong work getting that CLI.
@CYBERSAM wrote:Congrats on your WF Bilt CLI, 13K is not bad for another HP!
Actually I forgot to mention (and I now included it in the post) that no additional HP was required as I had just been approved for the card 2 weeks ago!
A mere 😅 I would dance on that 7k SL YMMV I guess! Applied on similar date, wonder if I can do it as well on MY mere 2.5k 😭 What number did u call, or just the # on the back of the card? Congrats and thx
@Anonymous wrote:A mere 😅 I would dance on that 7k SL
YMMV I guess! Applied on similar date, wonder if I can do it as well on MY mere 2k 😭 What number did u call, or just the # on the back of the card? Congrats and thx
I know, I am spoiled, but you have to consider the last 2 cards I opened (CSP and Amex Delta Reserve) started at 15k and 20k respectively...And I bank with Wells Fargo, so my financial records are before their eyes at all times! That was what bothered me...
April 2021 my total CL across 3 cards was less than 10k and my scores low, now my scores are in the mid 700's and I have just over $150k in total CL with a few great cards opened...
DON'T STOP BELIEVING!
@Anonymous wrote:A mere 😅 I would dance on that 7k SL
YMMV I guess! Applied on similar date, wonder if I can do it as well on MY mere 2k 😭 What number did u call, or just the # on the back of the card? Congrats and thx
Thank you!
I forgot, yes I called the # in the back of the card and justice was served! I like the card, it is nice and sleek!