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WF Cash Wise approval after receiving the "we need to review" notification

cr101
Established Contributor

WF Cash Wise approval after receiving the "we need to review" notification

I was actually in the process of closing my WF accounts and decided to apply for the card before closing them (bc I read here that having an acct with them could affect things). I had $0 balances in both accounts when I applied.

 

I got the "We need to verify a few pieces of information before we can give you a credit decision" message. The page said that if I was approved, I'd be notified within 5-7 days. I called to see if they needed to verify identity or anything. They said that the underwriter needed to review something. I called later and was told that I was approved for $7,500 (my highest CL). Called back and asked if the CL could be increased. He said that I'd have to wait til it's activated. The next morning, the credit card account was added to my WF portal.

 

They pulled Experian. The rep said that he could only give me a score range: 650-700.

I have tons of late payments for student loans in my EX from 2017.

Message 1 of 12
11 REPLIES 11
Drwaz99
Established Contributor

Re: WF Cash Wise approval after receiving the "we need to review" notification

Congrats!

US Bank Altitude Reserve 18.1k
Chase Freedom Unlimited 18.5k
Chase Freedom 11.7k
American Express Bonvoy Brilliant 22.5k
American Express Bonvoy Business 10k
Barclays Aviator Business 5k
Citibusiness AAdvantage 11.9k
Citi Double Cash 15k
Amazon Store Card 10k

Fico 8s as of 3/3/2021:




Message 2 of 12
AllZero
Super Contributor

Re: WF Cash Wise approval after receiving the "we need to review" notification

Congratulations on your approval!
Message 3 of 12
Bbcatcher
Valued Contributor

Re: WF Cash Wise approval after receiving the "we need to review" notification

Congratulations!



Message 4 of 12
Pro-X
Frequent Contributor

Re: WF Cash Wise approval after receiving the "we need to review" notification

Congrats!!


Message 5 of 12
AnimalHouse121
Valued Contributor

Re: WF Cash Wise approval after receiving the "we need to review" notification

Congrats on your approval!!
Message 6 of 12
M_Smart007
Epic Contributor

Re: WF Cash Wise approval after receiving the "we need to review" notification

 

Congrats!

 

Message 7 of 12
Steve891
Senior Contributor

Re: WF Cash Wise approval after receiving the "we need to review" notification

Congrats on your WF Cash Wise approval!




Message 8 of 12
nuohlac
Valued Contributor

Re: WF Cash Wise approval after receiving the "we need to review" notification

Congratulations on your approval!!!








Message 9 of 12
SEAlifer
Established Contributor

Re: WF Cash Wise approval after receiving the "we need to review" notification

Congratulations!
AU


Message 10 of 12
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