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WF Platinum Approved - Question about product change

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Anonymous
Not applicable
‎07-21-2021 05:35 PM
‎07-21-2021 05:35 PM

WF Platinum Approved - Question about product change

I kept getting a pre-approved/invited to apply (can't remember which exactly) message on the WF app. Was messing around on the app and was approved for 6k. I use WF checking to seperate business/personal finance and it does make sense to have a seperate CC for that but wasn't looking at WF as an option so hadn't researched their cards. Anyhow, after approval I was looking on their site and realized the platinum doesn't have many benefits. 0% interest for 18 months is nice but I don't have many large business expenses at the moment, or coming up, so I won't get to utilize 0% much. Their Active Cash with 2% is more appealing. I haven't received the card yet but was wondering if anyone has experience with a product change at WF right after approval?

Message 1 of 12
11 REPLIES 11
coreyb80
Super Contributor
‎07-21-2021 06:41 PM
‎07-21-2021 06:41 PM

Re: WF Platinum Approved - Question about product change

Congrats on the approval!

Message 2 of 12
CreditAggie
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎07-21-2021 08:27 PM
‎07-21-2021 08:27 PM

Re: WF Platinum Approved - Question about product change

Congratulations on your Wells Fargo approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 12
FalconSteve
Valued Contributor
‎07-21-2021 11:14 PM
‎07-21-2021 11:14 PM

Re: WF Platinum Approved - Question about product change

  1. Congrats on the approval
  2. I'd call to ask
1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL
Message 4 of 12
Red1Blue
Super Contributor
‎07-21-2021 11:16 PM
‎07-21-2021 11:16 PM

Re: WF Platinum Approved - Question about product change

Congrats. Call and ask for the product change. They might do it.

Message 5 of 12
Total80sKid
Senior Contributor
‎07-22-2021 12:18 AM
‎07-22-2021 12:18 AM

Re: WF Platinum Approved - Question about product change

Congrats on your WF Platinum approval 👍🏼

Message 6 of 12
M_Smart007
Legendary Contributor
‎07-22-2021 07:25 AM
‎07-22-2021 07:25 AM

Re: WF Platinum Approved - Question about product change

Congrats on your WF Plat. approval.

Message 7 of 12
gdale6
Moderator Emeritus
‎07-22-2021 07:50 AM
‎07-22-2021 07:50 AM

Re: WF Platinum Approved - Question about product change

Grats on your Wells Fargo approval Smiley Happy

Message 8 of 12
Elpadrino1
Valued Contributor
‎07-22-2021 08:36 AM
‎07-22-2021 08:36 AM

Re: WF Platinum Approved - Question about product change

Congratulations on your approval!! 

Message 9 of 12
TG10X
Regular Contributor
‎07-22-2021 09:45 AM
‎07-22-2021 09:45 AM

Re: WF Platinum Approved - Question about product change

Congrats on your approval!

 

which bureau did they pull from?





Message 10 of 12
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