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WF Platinum Visa CLI DPs

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Anonymous
Not applicable

WF Platinum Visa CLI DPs

To my surprse WF was in a good mood today. I called in to see about a CLI since I have owned the Platinum Visa since October 2014 and it remained a secured card limit of 700 until January 2020. At the point that the card went unsecured, they gave me a 200 CLI with a SP upon request. I had an existing relationship with WF and was not thrilled about the 200 CLI, especially given the fact that I opened new trade lines with much better SL. I stopped using the card actively, but in the last two months I cycled 200/mo through this card. I called not expecting much and didn't want to push it, so when asked what limit would I want I said at least 1k but would prefer 1.5k. 

 

DPs prior to request:

 

Fico 8: TU - 760, EX - 745, EQ - 800

Reported Util: 3%

Inqs: 8/24

AAoA: 5yrs 7mo

 

WF gave me a 300 CLI. 900 --> 1200

 

It took me 5 years to go from 700 to 900. Then another 5 months to go from 900 to 1200. It's my oldest card so I'll pace this one.

 

I owe ALL of my recent credit success to this forum!!

 

Message 1 of 13
12 REPLIES 12
AllZero
Mega Contributor

Re: WF Platinum Visa CLI DPs

Congratulations on your CLI!
Message 2 of 13
CreditAggie
Community Leader
Super Contributor

Re: WF Platinum Visa CLI DPs

Congratulations on your Wells Fargo Platinum CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 13
M_Smart007
Legendary Contributor

Re: WF Platinum Visa CLI DPs

Congrats! ..

Message 4 of 13
Mr_Mojo_Risin
Senior Contributor

Re: WF Platinum Visa CLI DPs

Congrats on the CLI's!! Nice scores also!!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 5 of 13
Anonymous
Not applicable

Re: WF Platinum Visa CLI DPs

Congratulations!

Message 6 of 13
Anonymous
Not applicable

Re: WF Platinum Visa CLI DPs


@Anonymous wrote:

... WF gave me a 300 CLI. 900 --> 1200


It's 33% of the CL so Congrats! Smiley Happy

Message 7 of 13
gdale6
Moderator Emeritus

Re: WF Platinum Visa CLI DPs

Every little bit helps, congrats Smiley Happy

Message 8 of 13
Anonymous
Not applicable

Re: WF Platinum Visa CLI DPs

Thanks everyone and yeah that's true @Anonymous in percentage terms the last two increases are good in terms of proportion to its preceeding limit

Message 9 of 13
credit_is_crack
Valued Contributor

Re: WF Platinum Visa CLI DPs

Congrats on your CLI @Anonymous! I have some of my older cards just sitting there because I just feel like .. "nah, not ready to close that one", so I know what you're referring too. Sometimes it was like pulling teeth to get them up to a decent limit. WF is not an easy nut to crack so nice job still getting them to toss some your way, even during these funky times. Congrats! 

Message 10 of 13
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