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To my surprse WF was in a good mood today. I called in to see about a CLI since I have owned the Platinum Visa since October 2014 and it remained a secured card limit of 700 until January 2020. At the point that the card went unsecured, they gave me a 200 CLI with a SP upon request. I had an existing relationship with WF and was not thrilled about the 200 CLI, especially given the fact that I opened new trade lines with much better SL. I stopped using the card actively, but in the last two months I cycled 200/mo through this card. I called not expecting much and didn't want to push it, so when asked what limit would I want I said at least 1k but would prefer 1.5k.
DPs prior to request:
Fico 8: TU - 760, EX - 745, EQ - 800
Reported Util: 3%
Inqs: 8/24
AAoA: 5yrs 7mo
WF gave me a 300 CLI. 900 --> 1200
It took me 5 years to go from 700 to 900. Then another 5 months to go from 900 to 1200. It's my oldest card so I'll pace this one.
I owe ALL of my recent credit success to this forum!!
Congratulations on your Wells Fargo Platinum CLI!
Congrats! ..
Congrats on the CLI's!! Nice scores also!!
Congratulations!
@Anonymous wrote:... WF gave me a 300 CLI. 900 --> 1200
It's 33% of the CL so Congrats!
Every little bit helps, congrats
Thanks everyone and yeah that's true @Anonymous in percentage terms the last two increases are good in terms of proportion to its preceeding limit
Congrats on your CLI @Anonymous! I have some of my older cards just sitting there because I just feel like .. "nah, not ready to close that one", so I know what you're referring too. Sometimes it was like pulling teeth to get them up to a decent limit. WF is not an easy nut to crack so nice job still getting them to toss some your way, even during these funky times. Congrats!