Amazing approval. Looks like your profile and banking relationship spoke volumes to them Well done
Congrats! Not surprised though as you have scores approaching 800!
@Anonymous wrote:Dear MyFico-ers,
I have been monitoring Myfico Forum three years and read a ton of threads regards to applying credit. I've just building my credit card 3 years but maintain credit limit more than $300k ( I know some of you guys think is unreal, but it's real). I just applied first official WF credit card which I banked with them around 5 years (since I was an international student and have secured credit card $300 ) . As normal procedures, WF is very conservative to lend money. My WF Propel 365 Application was pending. I called in later day and was told it was declined because they could not verify SSN. I was surprising since I updated with them 3 years ago. They asked me to fax SSN card which I did yesterday. Called in early morning today and was told decision has not been made yet. However, when I used the automatically checking application status in this afternoon, my application went from DENIED due to unable to verify SSN to APPROVED with SL at $27k !!! The reason I was shocked because yesterday I was approved Citi Prestige with limit 35k and they pulled EX also.
I heard that WF is very conversative but I was totally shocked because I got so high SL. I have 20k in saving and I think strong rlts will determine my approval odds and SL.
Background :
Being rlts with WF for 5 years, 20k in saving, International Wire Transfer money around 150k per year with WF.
Ultization is 6%. No public records
Ficoscore: 790 EX, 788 TU, 765 EQ. ( WF pulled EX)
Highest CL credit card: Chase Reserve 48k and Gold Card (Barclays): 46k
It is my happy weekend ! Citi Prestige and WF Propel 365 are OTW!
Please feel free to ask me any questions
It seems someone just dropped the jaw. 
Congrats! You have great scores already. 800 is in your sight.