My lowest credit card is cit pfeffered which is 9k . I don't have income at all since I'm in doctorate Program but I spend about 100-120k a year. I have an international allowance from parents . There are 8 inquiries in EQ and I got missing 2 reports as AU in EQ where it showed on EX and TU
No Income at all but I spend more than 100k a year. Money is from international wire transfer in WF. I think WF see that so they don't ask me to verify income
WF seems to focus on rlts particularly on how much money you spend and receive. I always use WF to pay my credit cards and I think it counts as my firm credentials as an unequivocally potential borrower. I had my auto loan 7 months ago which monthly payment is $811 and it's withdrawn from WF checking. At least WF KNOWS HOW TO TREAT THEIR CLIENTs RIGHT! I think it's worth to give WF a try because when you get in, they will treat you with their courtesy. It just takes lots of effort with WF comparing to CHASE which is the most lenient bank. But it makes WF distinct anyways. Honestly , I have no complaint with their service within 5 years and always give WF special love since they were first bank that gave me the first secured credit card !
CONGRATS on an awesome Wells Fargo SL!!!
Nice profile, and great job with your new approvals! Not a WF fan, but, once again, a banking relationship can be beneficial. Enjoy!