cancel
Showing results for 
Search instead for 
Did you mean: 

WF Propel APPROVED!

tag
Anonymous
Not applicable

Re: WF Propel APPROVED!

Congrats! I really want this shiny purply metal card myself! 

 

I heard WF does HPs for CLI... might be something to look into before trying for an increase.

Message 11 of 17
Anonymous
Not applicable

Re: WF Propel APPROVED!

From experience they will soft pull to see if someone eligible from the front line CSR. If a hard pull is needed they would transfer you to a credit analyst or specialist I can’t remember and they’ll tell you if an HP is needed to make decision. They will use one if you had applied within last 30 days for recon. I had gone through this as well most recently when I did a PC from cash wise to propel. Good luck on your CLI!!
Message 12 of 17
Sema-J
Valued Member

Re: WF Propel APPROVED!

UPDATE - Recon unsuccessful.


Received the WF Propel card on Saturday and called-in to recon the SL ($2,500).  Very nice representative went through my history, and asked a few questions.  She spent about 20 minutes on the phone explaining that WF is a relationship bank, and since I did not have any previous accounts or activity with the bank, they were unable to increase the SL.  Her suggestion was to spend up to the limit and pay it off repeatedly and then call back again in 6 months or so.

 

It's inconvenient to have a card with a lower SL - especially with 0% APR - but, all in all, they were very polite, and it was a good first experience.  I'll use the card until the end of the year and see where I stand at that time.


Thanks for the information everyone, and I hope this is useful!



Message 13 of 17
Anonymous
Not applicable

Re: WF Propel APPROVED!

NICE!!  WF is probably the one lender that just looks at me and says...MEH!  hehe.  they are my oldest account (19 yrs) and never a CLI or anything on them.  They remind me of that one rich kid in school, that just looked down their nose at you.  But seriously, CONGRATS!  they are a conservative lender and when u get in with them, it shows you are doing a good job Smiley Happy

Message 14 of 17
xaximus
Valued Contributor

Re: WF Propel APPROVED!

Congrats on your approval!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 15 of 17
SweetCreditObsession
Valued Contributor

Re: WF Propel APPROVED!

That's great to hear. Congratulations on the latest edition to your wallet! 📣


(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 16 of 17
Anonymous
Not applicable

Re: WF Propel APPROVED!

I remember when my SL for my first card was only $500 and my second card was $1000 xD.

Message 17 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.