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WF Propel APPROVED!

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Regular Contributor

Re: WF Propel APPROVED!

Congrats! I really want this shiny purply metal card myself! 

 

I heard WF does HPs for CLI... might be something to look into before trying for an increase.

07.18 -
08.09 -

Current cards: AMEX Blue Sky, PayPal 2% Cashback, Discover It, Capital One Quicksilver, Capital One Quicksilver, Lendup Arrow, Merrick Bank

Future Card wants: USAA
Message 11 of 17
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New Contributor

Re: WF Propel APPROVED!

From experience they will soft pull to see if someone eligible from the front line CSR. If a hard pull is needed they would transfer you to a credit analyst or specialist I can’t remember and they’ll tell you if an HP is needed to make decision. They will use one if you had applied within last 30 days for recon. I had gone through this as well most recently when I did a PC from cash wise to propel. Good luck on your CLI!!
Amex Gold NPSL (30K approve pay over time), AMEX BC Preferred 8K, AMEX Hilton Honors 2K, AMEX BCE Business 2K, Discover IT 2.8K, Discover IT Chrome 14.5K, U.S. Bank Cash+ 500, Amazon Chase 20K, Chase IHG Preferred 10K, Chase Sapphire Reserved 20.5K, Capital One Sony Card 5.2K, BoA Banamericard MC 18K, BoA Cash Rewards 7.5K, BoA Travel Rewards 12.5K, Citi DC 3K, Wells Fargo CashWise 3.3K - PC to Propel AMEX, PayPal MC Extra 3K, Wells Fargo Platinum (use to be secured) 600, USAA Signature Visa 6K, 5/3 Bank Simply 7K, Marvel MC 2.5K,
Store Cards Only:
Best Buy 4.8K, Amazon store 10K, Tires Plus CFNA 2.2K, Exxon Mobile, 500, JCP 10K, Target 2.6K, Macy's 4K, Ashley Home Furniture 25K, Zales 3K
Message 12 of 17
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Valued Member

Re: WF Propel APPROVED!

UPDATE - Recon unsuccessful.


Received the WF Propel card on Saturday and called-in to recon the SL ($2,500).  Very nice representative went through my history, and asked a few questions.  She spent about 20 minutes on the phone explaining that WF is a relationship bank, and since I did not have any previous accounts or activity with the bank, they were unable to increase the SL.  Her suggestion was to spend up to the limit and pay it off repeatedly and then call back again in 6 months or so.

 

It's inconvenient to have a card with a lower SL - especially with 0% APR - but, all in all, they were very polite, and it was a good first experience.  I'll use the card until the end of the year and see where I stand at that time.


Thanks for the information everyone, and I hope this is useful!



Message 13 of 17
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Regular Contributor

Re: WF Propel APPROVED!

NICE!!  WF is probably the one lender that just looks at me and says...MEH!  hehe.  they are my oldest account (19 yrs) and never a CLI or anything on them.  They remind me of that one rich kid in school, that just looked down their nose at you.  But seriously, CONGRATS!  they are a conservative lender and when u get in with them, it shows you are doing a good job Smiley Happy

Message 14 of 17
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Valued Contributor

Re: WF Propel APPROVED!

Congrats on your approval!


Scores - All bureaus 756 +
TCL - Est. $275K
Message 15 of 17
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Established Contributor

Re: WF Propel APPROVED!

That's great to hear. Congratulations on the latest edition to your wallet! 📣

Current Scores & Increase since May 2020:

EX: 701 (+38)| TU: 692 (+32)| EQ: 681 (+36)| TU Fico 9: 704

Next Goal: Min. 700 w/all CRAs

Subsequent Goal: Chase FU

Gardening Until: 06/01/2021| App: 5/26/2020
Message 16 of 17
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New Contributor

Re: WF Propel APPROVED!

I remember when my SL for my first card was only $500 and my second card was $1000 xD.

NPSL
$35K POT
$40K$17K$9.5K$8.5K

Goal: Back to 800+ across the board and 100+ TCL
Message 17 of 17
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