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WF Propel Approval and Citi DoubleCash CLI

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Valued Member

WF Propel Approval and Citi DoubleCash CLI

With the holidays approaching and the Uber Visa changes coming, I decided to stop gardening and make a replacement. I started with a Citi DoubleCash CLI. I have had the soft pull language for about 3 months but held off as my score bumped back up. Was approved for a soft pull CLI from $6,800 to $8,300!

 

After feeling good from the CLI and considering holiday spend would help with hitting the minimum spend, I decided it sounded like a good time to app for the Wells Fargo Propel and kick the Uber Visa to the sock drawer. I app'd and got the message for "Pending: We need to verify a few pieces of information before we can give you a credit decision." The phone number they included in the email did not work. After the weekend I found the actual number to call for the app status. I was approved with a starting limit of $5,000! Took about a week and a half to get the card and planning on putting some good holiday spend on it.

 

2019 has been a good year for cash back optimization with some nice sign up bonuses thrown in. 2020 will be a year of gardening (I hope).

 

Some stats:
App'd 11/15
Approved 11/18
Pulled Experian and TransUnion
Experian FICO 8: 769
TransUnion FICO 8: 763
Inqs in past 6 months: 4
5/24 status: 3/24
AAoA: 3 years
AoOA: 8 years
AoYA: 5 months
Utilization: 2%
No relationship prior to app




Message 1 of 7
6 REPLIES 6
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Super Contributor

Re: WF Propel Approval and Citi DoubleCash CLI

Congratulations on your approval and CLI!
Message 2 of 7
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Mega Contributor

Re: WF Propel Approval and Citi DoubleCash CLI

 

Congrats!!!

 

Message 3 of 7
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Moderator

Re: WF Propel Approval and Citi DoubleCash CLI

Congrats to both Smiley Happy
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 4 of 7
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Moderator

Re: WF Propel Approval and Citi DoubleCash CLI

Congrats on the propel approval and cli.. 

Message 5 of 7
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Contributor

Re: WF Propel Approval and Citi DoubleCash CLI

Congratulations . I love my propel card . I’m sure you will soon too
American Express BCP - $30,000

NFCU More Rewards Amex $25,000

BOA Cash Rewards VISA Signature $25,000

Advantage Aviator Red World Mastercard - $15,150


Southwest Priority Rapid Rewards - $15,000



Chase Freedom -$8,400
Wells Fargo Propel Amex - $7,500
Total CL - $126,050

Future Goals Chase Trifecta
A Discover Card to have as a compliment to Chase Freedom Card
Message 6 of 7
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Valued Contributor

Re: WF Propel Approval and Citi DoubleCash CLI

Congratulations on your CLI!

April 2020
Experian Fico 8. 703
Transunion Fico 8. 711
Equifax Fico 8. 717

Capital one QS. $700
.
Capital one QS1. $2250
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

All cards opened between Oct 2018. - March 2020

Message 7 of 7
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