Approved for the Propel this week online. Immediate approval. No SL in email so called in and 3k. Cash Wise card is at 6k so went for a CLI. Said the account wasn't even created yet so call back next day. Called back in and gave income info etc and told to wait 2-4 hours and log in to account or call back. Logged in and bumped to 5k(my request). No second pull.
WF customer since 1996. Portfolio by WF customer as well. Discover IT-24k Chase FU-9k BoA Cash Rewards-7k WF Cash Wise-6k Quicksilver-3.5k(on the chopping block though after new approval) Local CU-2.5k Experian FICO 9 per WF was 761. Pulled Experian.
8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810 Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
They def tried for a second hard pull.... underwriter read the disclosure and last sentence is we may pull copy of credit report. I stopped him right there and said it was pulled two days ago and he replied that they can use a report obtained in the last 30 days....YMMV obviously. Guess I got lucky w/ my underwriter who took the call.