Thank you. I have worked extremely hard but I've gotten so much help from this forum especially from @FireMedic1 I believe in learning from your mistakes.
Thanks for the kind words. Man you hit the flippin jackpot. Congrats @Phoenixupward Massive!!!!!!!!!!!!!!!!
Congratulations on your PenFed Power Cash Rewards approval and nice SL!
PenFed can be quite generous if they like you.
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!5% Rotating - Discover 5%-20% - Amazon & Lowes 3-6% Groceries - NFCU & Amex Preferred
I'm stunned. I still can't believe it. I keep looking at my confirmation email and my eyes are not deceiving me. But, I want to thank you. You have given me such awesome advice. You told me to stop applying which I did and allow my accounts to age. I utilized the AZEO method which has worked well for me. When I apped today, my utilization was 1% and my EQ score was 701. Again, thanks for the kudos. It's because of your awesomeness I'm experiencing this credit victory. Blessings.
Congrats! I've recently joined Penfed and this gives me hope, being 1 year post bk, that once I hit the 2 year mark, things might actually work out for me.