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WORST GARDENER EVER!!!!!! 2 NICE APPROVALS THOUGH.

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Valued Member

WORST GARDENER EVER!!!!!! 2 NICE APPROVALS THOUGH.

I couldn't help myself seeing all the big SL's NFCU was handing out and when AMEX raised my CL on my Delta Gold from $1,000 to $6,000 I knew it was GO time!!! NFCU Flagship approval for $15,000 and AMEX Blue Cash for $7,000. It's time to dump First Premier and Indigo, should I also start closing the smaller retail cards that I applied for while rebuilding???

 

Experian 705

Transunion 713

Equifax 702

No Lates/Baddies

Utilization 23%

Inquiries 7/7/8

IMG_0146.jpgIMG_0147.jpg

Starting Score: 471
Current Score: 713
Goal Score: 740


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NFCU Flagship 15,000
NFCU GO rewards 6,500
NFCU CASH rewards 4,000
Discover IT 4,000
AMEX Blue Cash 7,000
AMEX Gold Delta 6,000
Cap One Plat 501
Indigo 300
First Premier 400
Kay Jewelers 1,000
Fingerhut 1,800
NY&Co 400
Victoria's Secret 350
J Crew 250
New Coast Direct 5,000
Message 1 of 13
12 REPLIES 12
Super Contributor

Re: WORST GARDENER EVER!!!!!! 2 NICE APPROVALS THOUGH.

Congrats on your APProvals

Message 2 of 13
Valued Contributor

Re: WORST GARDENER EVER!!!!!! 2 NICE APPROVALS THOUGH.

Outstanding SL!  Congrats on snagging the NFCU Flagship card and AMEXbc!




UNpopular opinions have served me well and will offer that which has worked for me.
Message 3 of 13
Established Contributor

Re: WORST GARDENER EVER!!!!!! 2 NICE APPROVALS THOUGH.

@Dsteudlein,

Well gardening is all about have a good mix of plants so you just did what you had to to have beautiful blooms!! Nice haul! 👍🏼








Message 4 of 13
Community Leader
Mega Contributor

Re: WORST GARDENER EVER!!!!!! 2 NICE APPROVALS THOUGH.

Big congratsSmiley Happy Worse gardener ever, not even close lol. We have lots of members in our Garden club who shall we say need a longer hoseSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 5 of 13
Regular Contributor

Re: WORST GARDENER EVER!!!!!! 2 NICE APPROVALS THOUGH.

Congrats on the approvals. The credit game is hard to stay away from. The garden gets so lonely at times. 



Starting Score: TU 527, EQ 543, EX 563
Current Score: TU 690, EQ 677, EX 694
Goal Score:725 Across The Board


Take the myFICO Fitness Challenge
Message 6 of 13
Frequent Contributor

Re: WORST GARDENER EVER!!!!!! 2 NICE APPROVALS THOUGH.

Congrats on your approvals! Huge SLs as well. You're doing incredibly on your rebuild, keep it up 😊
Message 7 of 13
Valued Contributor

Re: WORST GARDENER EVER!!!!!! 2 NICE APPROVALS THOUGH.

Congrats on the approvals! I would definitely start closing out cards that you aren't using and/or opened during your rebuild. Keep the cards that are useful and benefit you, otherwise you can close them.


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 8 of 13
Valued Contributor

Re: WORST GARDENER EVER!!!!!! 2 NICE APPROVALS THOUGH.

Congrats on the approvals!! As far as closing cards, if you don't use them, get rid of them! Especially if any have an AF. No need to keep things you don't need or want.
Message 9 of 13
Frequent Contributor

Re: WORST GARDENER EVER!!!!!! 2 NICE APPROVALS THOUGH.

Congrats on your approvals!!


Message 10 of 13
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