I've been eyeing NFCU Amex & CashRewards...even though I belong in the garden...SMH. Well, I'm glad that I didn't go into hiding yet..lol. I app'd for the Amex, and so glad that I did.
***INSTANT APPROVAL - $25K!!*** This is my largest TL 
Sidebar: I requested a CLI from $24k to $25k on GoRewards earlier this week, went into review, and I never received a response. I'm assuming it was denied.
**UPDATE 11/19: Pulled trigger on CLOC CLI request to let the inquiries age together - requested full $15k.. rec'd text to call, at the same time rec'd TU alerts. They offered $1K. -_- I took it because they have been generous enough. Can't complain.
Data Points:
NFCU EQ Fico 09: 690
CCT Scores (4 days ago): EX 651 TU 680 EQ 655
Util: ~26-27% overall (my GoRewards has the largest balance ~34% reporting...other cards are reporting $0 or b/t 10% - 30%)
*I'm in New York, and they definitely pulled TU because my phone received alerts from TU monitoring apps.
My scores have been fluctuating due to applying for new credit, small balances reporting (soon to be $0), EX deleting a good trade line instead of 2 old "lates" that I tried to GW, and inquiries. No recent lates reporting, and I make multiple payments per month to my creditors.
I definitely did not expect such a NICE SL, if an approval at all!! I LOVE NAVY!! I think it's time to move ALL of my banking over 
***INSTANT APPROVAL - $25K!!*** This is my largest TL
Sidebar: I requested a CLI from $24k to $25k on GoRewards earlier this week, went into review, and I never received a response. I'm assuming it was denied.
**UPDATE 11/19: Pulled trigger on CLOC CLI request to let the inquiries age together - requested full $15k.. rec'd text to call, at the same time rec'd TU alerts. They offered $1K. -_- I took it because they have been generous enough. Can't complain.
Data Points:
NFCU EQ Fico 09: 690
CCT Scores (4 days ago): EX 651 TU 680 EQ 655
Util: ~26-27% overall (my GoRewards has the largest balance ~34% reporting...other cards are reporting $0 or b/t 10% - 30%)
*I'm in New York, and they definitely pulled TU because my phone received alerts from TU monitoring apps.
My scores have been fluctuating due to applying for new credit, small balances reporting (soon to be $0), EX deleting a good trade line instead of 2 old "lates" that I tried to GW, and inquiries. No recent lates reporting, and I make multiple payments per month to my creditors.
I definitely did not expect such a NICE SL, if an approval at all!! I LOVE NAVY!! I think it's time to move ALL of my banking over
Thank you jc2! I've been with NFCU for a short time now, and have nothing but good things to say. They shocked me before, and did it again lol but I'm so grateful. I'm sure they'll treat you nice if they haven't yet
Thank you simplynoir! 
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Nicely done, especially on the amex as it seems people have had greater troubles with apperoval on that one! Bonus points for using android 
Im sorry, WOW was it
Amazing cl but im suprised no ones commented with the Apr. Thats a great apr. Mind sharing your income? Thanks and well done
Amazing cl but im suprised no ones commented with the Apr. Thats a great apr. Mind sharing your income? Thanks and well done
Thanks much Miesterbro!