Walmart, American Eagle, and JCP CC increase.

Anonymous · ‎02-08-2017

I have had my Walmart in-store credit card for roughly seven months, started off with a $600 limit, and today I asked for an increase and was approved for 5k. Next, I decided to do an increase on my American Eagle CC, had it for about nine months, only had a $150 limit but now I have $3500. Finally, JCP. I shop with them a good amount, spending $175-200 each visit. My limit to begin was $225 and now it is $7800. Had my JCP CC for maybe two months? So far, I'm extremely pleased with these credit line increases. (Also, for each of these credit increases, I did NOT get a hard inquiry. Not sure if it was because I called in and spoke to a representative, or it was just luck.)

-Transunion score-681

-Equifax score-669

-Experian score-694

-Annual Income-65k (I'm a paralegal.)

-AAoa-Just shy of four years.

I'm sure many of you have higher limits than this, but for me, this is an accomplishment and I thought I would share it with others. Hopefully somebody finds this helpful.

Anonymous · ‎02-08-2017

Congrats on the CLIs you got some great overall amounts. All of those are Sync backed cards, typically 99% of CLI request are SPs.

MrsCHX · ‎02-09-2017

Those are great increases!! Synchrony is pretty good for SP cli.

Capital One Savor: $6,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,500; Mission Lane: $2.500; Credit One: $2,000; Nordstrom Visa: $2,000;
Store Cards: Kohl's $2,500; Home Depot: $1,000; Target: $900; LOFT: $700; Amazon: $350

AverageJoesCredit · ‎02-09-2017

No, share share share

Be proud those are awesome increases i really enjoy your Pennies lol! Mine started at 500 and now is at 7500!. Last year i put some good spend on it to become Platinum memeber just hoping against hope that the magical MC unicorn pays me a visit

. They were my first to extend me credit on my new credit rebirth

Well done