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Walmart Approval! In with Syncrony :)

rgill
Regular Contributor

Walmart Approval! In with Syncrony :)

My rebuild has come along quite nicely and decided to give walmart a try.  I submitted the application online and after getting the call us screen to verify info, the rep told me I was approved for $900.  I know this is a bit better than some of the initial lines given to new card holders in my situation (Ive seen some get $150).  

 

Now the million dollar question (or actually, the couple thousand in credit question)  I see you guys work your magic to get the line boosted substantially on these cards, what is the best way to go about getting the line increased?  Thank you!

Filed BK Chp 7 4/2015 - Discharged 8/2015 || Scores at Discharge- EX- 522, TU- 478, EQ- 488
Current scores - EX- 635, TU- 641, EQ- 637 (04/16) || Total CL - $30,600 || Util - 12%
NFCU GORewards - $10,000 | NFCU cashRewards - $10,000 | Cap1 QS1 - $1,300 | Cap1 Platinum - $1,300 | Sony Card - $800 | Comenity Cards (5) - $2200 | Firestone - $1,200 | Merrick Bank - $500 | Credit One - $550 | First Premier - $700 | Fingerhut - $250 | Amazon Store Card - $900 | Wal-Mart - $900
Message 1 of 12
11 REPLIES 11
humuhumunukunukuapuaa
Senior Contributor

Re: Walmart Approval! In with Syncrony :)

Congratulations on your new Walmart card! Very excited for you! Smiley Happy

 

Calling Credit Solutions is the best way to get your credit line increased; however, it will be difficult to get an increase with a 641 TU score. Use the card frequently and pay in full to establish a solid history with Synchrony. You will have a better chance of success with a CLI once your score is closer to 660. Hope this helps a bit. Smiley Happy



Favorite Cards : ~ Citi Double Cash World Elite MasterCard ~
~ American Express Blue Cash Preferred ~ Chase Hyatt Visa Signature ~
~ Citi AAdvantage World Elite MasterCard ~ Citi Prestige ~ Alaska Airlines Visa Signature ~ Discover it Miles ~
Message 2 of 12
NeverTooLate
Valued Contributor

Re: Walmart Approval! In with Syncrony :)

Congrats!

Message 3 of 12
CreditMagic7
Super Contributor

Re: Walmart Approval! In with Syncrony :)

Congrats on your new Walmart card!

Message 4 of 12
RonM21
Valued Contributor

Re: Walmart Approval! In with Syncrony :)

Congrats on the new card!
                

Total CL: $314.7kUTL: 2%AAoA: 6.8yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | DISC-40.6k | PENFED-38.4k | AMEX-37k | LOWES-35k | ALLIANT-25k | BARCLAYS-15k | CITI-13.7k | CHASE-10k

Message 5 of 12
rgill
Regular Contributor

Re: Walmart Approval! In with Syncrony :)

Again, thanks for the info!  Putting spend through Wal-Mart and Amazon wont be an issue, Ill try to boost this up when my scores are a bit higher!  

Filed BK Chp 7 4/2015 - Discharged 8/2015 || Scores at Discharge- EX- 522, TU- 478, EQ- 488
Current scores - EX- 635, TU- 641, EQ- 637 (04/16) || Total CL - $30,600 || Util - 12%
NFCU GORewards - $10,000 | NFCU cashRewards - $10,000 | Cap1 QS1 - $1,300 | Cap1 Platinum - $1,300 | Sony Card - $800 | Comenity Cards (5) - $2200 | Firestone - $1,200 | Merrick Bank - $500 | Credit One - $550 | First Premier - $700 | Fingerhut - $250 | Amazon Store Card - $900 | Wal-Mart - $900
Message 6 of 12
JMED2
Frequent Contributor

Re: Walmart Approval! In with Syncrony :)

major Congrats!!!  Walmart On-line shopping now a with 3% Back!!!  Smiley Happy

USAA Rate Advantage Visa 17.5% 7K|USAA AMEX Rewards+ 5K|USAA Prefered Rewards Visa 4.5K|USAA Classic Visa 2.5K|USAA Classic AMEX 2.5K|USAA Classic MC 2K|CaptialOne QS1 4.5K|Capial One QS Visa 1K|AMEX-EDC 1K|BofA Rewards VISA 10K| BarclayCard Rewards 4K|Barclaycard Choice Rewards Visa 1.4K|Walmart Store Card 6K|Amazon Store Card 4K|Sam's Club 10K|Meriick Visa 1.2K|OverStock 2K|Hilton-AMEX 5K|AMEX BCE 16K|PENFED PRVS 9K|AMEX PRG NSPL|FICOs: EQ 688 EXP 679 TU 685
Message 7 of 12
yoyo
Established Contributor

Re: Walmart Approval! In with Syncrony :)

Hello, My card was issued at $1,200. After registering the card I did a chat and requested a CLI of my highest card of $15,000 or $3,750.
They appoved it to $3,500. Which was crazy because when I got the pre approval in the mail and did the app on the phone...I automatically asked for a larger line.
They said no and I got the CLI denial letter in the mail.

 

My score at app was 668.  Try it chat...it won't hurt.

Message 8 of 12
Swampy99
Valued Contributor

Re: Walmart Approval! In with Syncrony :)

That is a good limit with a 641 TU score. Wait till after your 4th statement to get more. That also gives you time to increase your score and show a payment history.

Fico Scores 11/14/16: EX 735,EQ 713,TU 690

Citi Costco$15,000/BBVA Am Ex $7000/Am Ex BCE $24,000/Macy's Am Ex $6000/ Macy's $6800,LL Bean Visa$3400/Citi DP $4100/Citi DC $4400/Bloom AmEx$7000, Bloom $7300,TotalRewardsVisa $2000 Blispay $7500,Cabelas Visa $7000/Discover $1800/ Quicksilver $4300/ J Crew $6600/Dillard's $1600/Barney's $24,000/Care Credit $5000/Stash Visa $6000 JCP $2300 Hyatt Visa $10,000, Deer Valley CU Visa $3000 and$1000 Sync Home $6500, Wells comm$4700, Saks2000
Message 9 of 12
alextercero
Super Contributor

Re: Walmart Approval! In with Syncrony :)

Congrats

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Currently rebuilding as of (May 2021)
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