cancel
Showing results for 
Search instead for 
Did you mean: 

Walmart Approved

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Established Member

Walmart Approved

First post, been working on rebuilding my credit over the past 2 years. I have found some of the personal credit rebuilding stories here extremely useful so I hope to be able to contribute some information. I will post my own in time but I wanted to share my Walmart CC approval.

Got approved today with 630 TU score for a $600 limit. Only other card I have is a Cap One secured card with a $500 limit. So it's my first "real" card in a long time. Only 2 CC apps in the last 2 years, the Cap One 1.5 years ago and coincidentally enough a denied WM card almost 2 years ago. Cost me 2 points on my TU report for the inquiry but I can live with that.

I'm sure you all know the feeling of another big step in credit rebuilding so I just wanted to share my excitement.
22 REPLIES 22
Senior Contributor

Re: Walmart Approved

Congrats OP you are well on your way to credit success #
Message 2 of 23
Senior Contributor

Re: Walmart Approved

And welcome to the Myfico family stick around for awhile , these are some great ppl and they have lots of knowledge to share !
Message 3 of 23
Valued Contributor

Re: Walmart Approved

I second Aduke1122. Congrats and welcome!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(18k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(7) EQ 687(9)TU 708(10)
AAOA 4yrs TCL=332,600
Message 4 of 23
Established Contributor

Re: Walmart Approved

Congrats...in a short time it will be 3500.

Message 5 of 23
Valued Contributor

Re: Walmart Approved

Congrats! It's great that you have limited your apps!  Slow and Easy does it! 

Congrats again!


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 6 of 23
Regular Contributor

Re: Walmart Approved

Congratulations on the approval.

 

Call the backdoor number and ask for a CLI, ask for 10K, and they should counter. It is a SP, so there is no harm in asking! Let's get that $600 limit even higher! 

 

Wal-Mart: 800-480-0205 (personal accounts) <---- This is the number I called to get my CLI from 1K to 4K in November '16 when I was approved for the card.
Wal-Mart Underwriting: 877-294-7548; 877-294-8770

 

Again, congratulations! 

FICO Scores: EX-665 TU-690 EQ-670 (10-23-2017)
Amazon Store Card - CL $5000/AMEX BCE - CL $2000/ AMEX Everyday - $500/ Barclay Rewards Card - CL $1500/ Capital One secure card $500/ Capital One QS $1600/ Discover IT $10500/ Walmart Card - CL $5000/ Old Navy Card - CL $6000/ U.S. Bank Cash+ Visa Signature Card - CL $500
Message 7 of 23
Established Contributor

Re: Walmart Approved

Congrats on the card, this store card will grow with you.
Message 8 of 23
Valued Contributor

Re: Walmart Approved


@Gucci700 wrote:
First post, been working on rebuilding my credit over the past 2 years. I have found some of the personal credit rebuilding stories here extremely useful so I hope to be able to contribute some information. I will post my own in time but I wanted to share my Walmart CC approval.

Got approved today with 630 TU score for a $600 limit. Only other card I have is a Cap One secured card with a $500 limit. So it's my first "real" card in a long time. Only 2 CC apps in the last 2 years, the Cap One 1.5 years ago and coincidentally enough a denied WM card almost 2 years ago. Cost me 2 points on my TU report for the inquiry but I can live with that.

I'm sure you all know the feeling of another big step in credit rebuilding so I just wanted to share my excitement.

Congrats and welcome to the forum.  We share your excitement and look forward to hearing about your future successes.  I started off with a $150 limit and it has grown to $6k.  Walmart seems to have tiers in regards to giving CLIs, so I would wait maybe 4 months, see where your score is and if they haven't given you an auto increase, then if your score it closer to 650-660, then I would request an increase.


Gardening till December 2019
AMEX BCP| AMEX ED| BBVA NBA AMEX| Venture| QS| BoA Cash Rewards| Barclays Rewards MC
Message 9 of 23
Valued Contributor

Re: Walmart Approved

Congrats OP

Message 10 of 23
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.