Walmart CLI - $100 > $500

[Anonymous]

I was approved for Walmart Store Card in December, 2017 with $200 CLI. I always carried a balance on it, usually $150+ and on 19 December, 2018 I received a letter from synchrony bank saying that my limit was decreased to $100

At the time of limit decrease, I had a balance of $178/100 on it!!! I immediately paid in full, swiped the card couple times for $80 - $90 and paid in full every time. I tried hitting the luv button 10+ times in last 2 months, but no luck. Just tried again, requesting $1000 & got this message:

We are unable to grant the full amount that you requested;
however, we are able to increase your credit limit to $500.00.

Your increased credit limit is available for immediate use.

You will receive a confirmation letter in 7-10 business days.

[Remedios]

Congratulations on your increase 

[AverageJoesCredit]

Congrats Im suprised they wont give you more on your score but im guessing its the excessive inquiries holding you back. Enjoy the increase

[Remedios]

You can ask again in 4 months, so mark your calendar 

[simplynoir]

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@Remedios wrote:

You can ask again in 4 months, so mark your calendar 

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And just in time too before they make that tranisition over to CapOne and make it harder to get any CLI from them.

Congrats OP on your CLI!

[FlaDude]

If at first you don't succeed ...

Congrats on the increase.

[Anonymous]

We were going through bad financial situation for past 1.5 years, my utilization has been 95%+ on every single card but managed to pay the minimum payment on-time and never late. Today, I am at 25% utilization with $7000 overall CL. Also opened joint checking account with synchrony bank last month.

[Anonymous]

Congrats on CLI !!!

[pinkandgrey]

Congrats! That’s good progress!

[Anonymous]

Thanks everyone. DH and I have been working to get our credit utilization between 10-15%. Also working on closing the annual fee cards (which won't ever grow). Already called Indigo this week, paid the $300 balance in full and requested to close the card immediately.