Walmart CLI question

[Anonymous]

So I should call once I hit 650 on my transunion?

[Anonymous]

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@Anonymous wrote:

So I should call once I hit 650 on my transunion?

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It costs you nothing to call and ask but the few minutes it will take. They SP every call so give them a shout and see. I already said my score was around your when I got my first CLI's.

Let us know what they say.

[Anonymous]

After reading these comments it makes me want to call and ask for an increase. Last week I chatted and got an increase to 4k and my score is 712. I should be able to get more.

[Anonymous]

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@Anonymous wrote:
After reading these comments it makes me want to call and ask for an increase. Last week I chatted and got an increase to 4k and my score is 712. I should be able to get more.

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I'd say so!!! Calling Credit Solutions is the only way to go (866-519-6441).

You should be WAY up there. Let us know.

[Anonymous]

When you call.. do they do a SP /or a HP on your TU report? I wouldn't mind a CLI but I don't want any more inquiries on my TU report. 

[Anonymous]

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@Anonymous wrote:

When you call.. do they do a SP /or a HP on your TU report? I wouldn't mind a CLI but I don't want any more inquiries on my TU report. 

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Every time I've called CS I've aksed if it was a fresh SP and was told yes. I tend to believe them cause I've called within minutes of getting an alert that my TU went up and got the CLI.

It is for sure an SP but I've read some that say they don't always use a fresh one. That's why I started calling the US # 866-519-6441 and speak with American agents. NO misunderstandings.

[Anonymous]

Well I called 4 days ago and was told that based off my credit report they can not approve a credit limit increase...

[Anonymous]

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@Anonymous wrote:

Well I called 4 days ago and was told that based off my credit report they can not approve a credit limit increase...

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You need to read the following thread from today. She was timid about calling and then more so about asking for high enough limits but throughtout the day she kept calling CS and finally got to almost $30K in CLI's for the day with SYNC accts.

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/My-FICO-TU-score-is-663-can-I-finally-get-Synchrony-bank-CLIs/td-p/4528429

You can do the same if you'll just go for it. And even if not today just keep at it. Credit Solutions calls cost you nothing.

[Anonymous]

Will it hurt me because I am calling all the time?