C1 is tight on the SL for the WMT MC card. Not activating it doesn't take back the HPs/ being on your reports now. Use it for the CB.
As others have noted, the CLI amounts are typically conservative as well. I was guessing our SL would be at least $5000. Instead, it opened at $1000. That was in 2020. Requested a CLI in 2021 and got it to $1500. Currently at $2500.
@Mike1014805 wrote:
So I had the walmart credit card, but I closed it a long time ago. Well, I called capital one, asked them to reopen it and they did. They wanred me they might pull my credit if I was offered the Mastercard version, which I was fine with. Anyway, I was eligble for the Mastercard version, but they lowered my limit. I went from $2000 in credit to $500. I was told it was because my card was technically closed and I was being offered the Mastercard version now.
Anyway, how hard is it to get a CLI with them? $500 is a pretty low limit...should I bother acitvating the card or just let it remain as an inquiry on my report?
