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Walmart Discover - GE Success Stories

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Established Contributor

Walmart Discover - GE Success Stories

I was reading so many GE success stories on the forum today and had my own luck yesterday with my Old Navy and Banana Republic accounts, I decided to call up about my Walmart Discover. The account was just opened in November and I was getting shot down for an increase when I called the number on the back of the card or tried on line. I figured what do I have to lose and called the back door number. Just like that 2K to 4k. Wondering if I should have asked for more? Didn't receive a counter just an approval for my request. And since it's a soft pull I am still in gardening mode!!!!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 1 of 8
7 REPLIES 7
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Valued Contributor

Re: Walmart Discover - GE Success Stories

Congrats! Once you accept the increase from the UW then you cannot ask for more until a few months down the line usually 2-3 months.


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 2 of 8
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Established Contributor

Re: Walmart Discover - GE Success Stories

Thanks chnceit! I planned on waiting at least another 4 months. I was just feeling aggressive today and wasn't happy with the starting cl they gave me back in November in light of my performance with some of their other cards.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 3 of 8
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Established Contributor

Re: Walmart Discover - GE Success Stories

I'm going to get "cute" with a few in the next few months...unless they are ADORABLE first !  Smiley Tongue

 

SisterGirl

SisterGirl
Message 4 of 8
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Senior Contributor

Re: Walmart Discover - GE Success Stories

I call the underwriters ONLY for clis on ge accounts, except w JCP. The underwriters pretty much do what you want at ge lol.... My next goal is to get a $25,000 line from them! 2-3 more months, and I'm there!!!
Congrats!! And don't forget to shoot for the stars... I've gotten a few $7,000 increases from GE!!!! Not to mention, many many $5,000 clis too!!!!:-)
Good luck!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 5 of 8
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Established Contributor

Re: Walmart Discover - GE Success Stories

Thanks folks! Just getting the hang of how this game works. I'm in it to win it and have my eyes on the prize for 2015...


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 6 of 8
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Senior Contributor

Re: Walmart Discover - GE Success Stories

What's the prize? An 800 FICO?!?'😍
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 7 of 8
Highlighted
Established Contributor

Re: Walmart Discover - GE Success Stories

@ youngandcreditwrthy, working toward an extremely obscenely low interest rate on a mortgage!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 8 of 8
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