I was reading so many GE success stories on the forum today and had my own luck yesterday with my Old Navy and Banana Republic accounts, I decided to call up about my Walmart Discover. The account was just opened in November and I was getting shot down for an increase when I called the number on the back of the card or tried on line. I figured what do I have to lose and called the back door number. Just like that 2K to 4k. Wondering if I should have asked for more? Didn't receive a counter just an approval for my request. And since it's a soft pull I am still in gardening mode!!!!
Congrats! Once you accept the increase from the UW then you cannot ask for more until a few months down the line usually 2-3 months.
Thanks chnceit! I planned on waiting at least another 4 months. I was just feeling aggressive today and wasn't happy with the starting cl they gave me back in November in light of my performance with some of their other cards.
I'm going to get "cute" with a few in the next few months...unless they are ADORABLE first !
Thanks folks! Just getting the hang of how this game works. I'm in it to win it and have my eyes on the prize for 2015...
@ youngandcreditwrthy, working toward an extremely obscenely low interest rate on a mortgage!