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For those who applied for Walmart Discover, which credit report did they pull?
Thanks
I think GE usually pulls TU. At least I never had a GE pull on my EX. Though I don't have WM Discover, I have a Walmart store card.
But that might differ depending on where you live. I live in NJ.
TU in So Cal.
They pulled TU for me.
too my knowledge they always pull TU.
the walmart card is backed by ge and on the discover network.
i believe all walmart discover questions/calls/customer service is handled through ge as well. which again supports its only on the discover network as apposed to visa, mc, amex...
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Thanks to all
also what is the apr like?
@tennisfan78 wrote:also what is the apr like?
They pulled TU for me which is the only CR with a serious derog (tax lien which falls off in November). My APR is 22.90%
@brother7 wrote:
@tennisfan78 wrote:also what is the apr like?
They pulled TU for me which is the only CR with a serious derog (tax lien which falls off in November). My APR is 22.90%
That is high APR wow. So, this card is good for reducing overall utilization, but not to carry balance. (and free TU scores)
I bet you cant wait for the derog to fall off! That would be awesome.
Looking at
https://chb.onlinecreditcenter6.com/consumereApply/Internet/walmart/en/js/TermsConditions.htm
Looks like the APR is 22.9 for all, not based on credit score.