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Walmart Discover upgrade :-o

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zsepthenne
Regular Contributor

Walmart Discover upgrade :-o

I logged into my Walmart account a few days ago just to make sure my payment had posted correctly, and an option to uprade screen popped up. I sit staring at it and wonder what to do, and of course run over here and search through the upgrade threads for information Smiley LOL I decided to take the upgrade, kind of couldn't resist. Though my new tradelines have put me in the garden for quite awhile.

From the amount I have read it really seems the upgrade is almost a crapshoot. How I got it when so many other folks with better profiles than me haven't, I just don't understand. Although I'm not complaining!

My limit was $1050, the upgrade said I was approved for $2500. Some of the upgrade threads made it sound like others had asked for more of an increase upon activation, should I try for more?

Beginning Scores 9/2013: EX 651, TU 639 Short term goals: Scores in the mid 700s 1/15 TU08 701| 4/2018 TU08 800!! |11/2019 TU 785
CapOne Quicksilver $5000 | Barclaycard Rewards Mastercard $6900 | Amex Everyday $15000 | Discover It $13000 | Cap One Walmart Mastercard $8000 | BofA Cash Rewards $3200 | CareCredit $7200 | Citibank Double Cash $10500 | Chase AARP $5500
Message 1 of 12
11 REPLIES 11
CribDuchess
Established Contributor

Re: Walmart Discover upgrade :-o

Congrats on your upgrade!  YES, you should definitely try for more - call this number 1-877-379-8173 (GE Credit Solutions).  I called that number less than 3 months after I got my card and went from an initial CL of $3,600 up to $10,000 in a single phone call.  They are very generous.  Good luck!!

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K
Message 2 of 12
mt2va
Established Contributor

Re: Walmart Discover upgrade :-o

Congrats

Starting Scores 10/12: EQ 460 (FICO)/TU 502 (FAKO)/EX 474 (FAKO)
(7/14): EQ 572 (FICO)/TU 624 (FICO)/ EX 612 (FICO)

Current (2016): EQ 605 (FICO)/TU 657 (FICO)/EX 646 (FICO)




Message 3 of 12
gdale6
Moderator Emeritus

Re: Walmart Discover upgrade :-o


@zsepthenne wrote:

I logged into my Walmart account a few days ago just to make sure my payment had posted correctly, and an option to uprade screen popped up. I sit staring at it and wonder what to do, and of course run over here and search through the upgrade threads for information Smiley LOL I decided to take the upgrade, kind of couldn't resist. Though my new tradelines have put me in the garden for quite awhile.

From the amount I have read it really seems the upgrade is almost a crapshoot. How I got it when so many other folks with better profiles than me haven't, I just don't understand. Although I'm not complaining!

My limit was $1050, the upgrade said I was approved for $2500. Some of the upgrade threads made it sound like others had asked for more of an increase upon activation, should I try for more?


Grats and go for more on activation, FYI it is a new account opened this month and will not backdate to your store card open date.

Message 4 of 12
zsepthenne
Regular Contributor

Re: Walmart Discover upgrade :-o

GDale: I know, I was hesitant only for that reason. Discover It is new, as well as my Barclay's so this will be the last account for the year likely. Time to let stuff grow.

 

CribDuchess: Thanks for the #! I will try when it shows up.

 

Boy people weren't joking when they said this card would grow with you! I'm doing the mailbox sharking now lol

Beginning Scores 9/2013: EX 651, TU 639 Short term goals: Scores in the mid 700s 1/15 TU08 701| 4/2018 TU08 800!! |11/2019 TU 785
CapOne Quicksilver $5000 | Barclaycard Rewards Mastercard $6900 | Amex Everyday $15000 | Discover It $13000 | Cap One Walmart Mastercard $8000 | BofA Cash Rewards $3200 | CareCredit $7200 | Citibank Double Cash $10500 | Chase AARP $5500
Message 5 of 12
coldnmn
Mega Contributor

Re: Walmart Discover upgrade :-o

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 6 of 12
-Wade-
Valued Contributor

Re: Walmart Discover upgrade :-o


@zsepthenne wrote:

I logged into my Walmart account a few days ago just to make sure my payment had posted correctly, and an option to uprade screen popped up. I sit staring at it and wonder what to do, and of course run over here and search through the upgrade threads for information Smiley LOL I decided to take the upgrade, kind of couldn't resist. Though my new tradelines have put me in the garden for quite awhile.

From the amount I have read it really seems the upgrade is almost a crapshoot. How I got it when so many other folks with better profiles than me haven't, I just don't understand. Although I'm not complaining!

My limit was $1050, the upgrade said I was approved for $2500. Some of the upgrade threads made it sound like others had asked for more of an increase upon activation, should I try for more?


Congrats on your UG Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 7 of 12
pazuzu
Frequent Contributor

Re: Walmart Discover upgrade :-o

Discover accts will soon be switched over to MasterCard.

 


"After almost a decade of partnership with Discover, Wal-Mart and its subsidiary property Sam’s Club have elected to enter into an agreement to make MasterCard their go-to payments network for handling all transactions on its store-branded credit cards."

 


"The full conversion to MasterCard will begin later in 2014, according to the mega-retailer, with new Sam’s Club cards to be issued in June, and rebranded Wal-Mart cards to follow by the end of the summer."

 

 

 

http://www.pymnts.com/company-spotlight/2014/mastercard-and-walmart-on-store-branded-credit-cards/#....


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Message 8 of 12
zsepthenne
Regular Contributor

Re: Walmart Discover upgrade :-o


@pazuzu wrote:

Discover accts will soon be switched over to MasterCard.

 


"After almost a decade of partnership with Discover, Wal-Mart and its subsidiary property Sam’s Club have elected to enter into an agreement to make MasterCard their go-to payments network for handling all transactions on its store-branded credit cards."

 


"The full conversion to MasterCard will begin later in 2014, according to the mega-retailer, with new Sam’s Club cards to be issued in June, and rebranded Wal-Mart cards to follow by the end of the summer."

 

 

 

http://www.pymnts.com/company-spotlight/2014/mastercard-and-walmart-on-store-branded-credit-cards/#....


Interesting. So it will be a Walmart Mastercard then? And GE is still the bank behind this card also?

Beginning Scores 9/2013: EX 651, TU 639 Short term goals: Scores in the mid 700s 1/15 TU08 701| 4/2018 TU08 800!! |11/2019 TU 785
CapOne Quicksilver $5000 | Barclaycard Rewards Mastercard $6900 | Amex Everyday $15000 | Discover It $13000 | Cap One Walmart Mastercard $8000 | BofA Cash Rewards $3200 | CareCredit $7200 | Citibank Double Cash $10500 | Chase AARP $5500
Message 9 of 12
pazuzu
Frequent Contributor

Re: Walmart Discover upgrade :-o


@zsepthenne wrote:

@pazuzu wrote:

Discover accts will soon be switched over to MasterCard.

 


"After almost a decade of partnership with Discover, Wal-Mart and its subsidiary property Sam’s Club have elected to enter into an agreement to make MasterCard their go-to payments network for handling all transactions on its store-branded credit cards."

 


"The full conversion to MasterCard will begin later in 2014, according to the mega-retailer, with new Sam’s Club cards to be issued in June, and rebranded Wal-Mart cards to follow by the end of the summer."

 

 

 

http://www.pymnts.com/company-spotlight/2014/mastercard-and-walmart-on-store-branded-credit-cards/#....


Interesting. So it will be a Walmart Mastercard then? And GE is still the bank behind this card also?


Yes.


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Message 10 of 12
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