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Walmart Finally Approved Me

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kells2013
Member

Walmart Finally Approved Me

Congratulations, Kelli! You have been approved for a Walmart Credit Card.

Please review your Account Opening Disclosures and Credit Card Agreement and Privacy Policybefore you make your first purchase. Please retain these documents together in a safe place.

Your credit line is ready to use on today's order and the card will now appear as one of your payment options.

You will receive your Walmart Credit Card in 7–10 days. If you do not receive the card within 10 days, please contact us at 1-877-969-3668.

 

Oh yeah, oh yeah!  I was supposed to be done for 2 years but I received a pre-approved offer from JCPenney today in the mail.  I saw that GE Capital issues JCPenney and since I don't shop at JCPenney, I took a chance at Wal-Mart.  I've been trying to get a Wal-Mart card for so long!!!  Finally!!! 

Message 1 of 18
17 REPLIES 17
myjourney
Super Contributor

Re: Walmart Finally Approved Me


@kells2013 wrote:
Congratulations, Kelli! You have been approved for a Walmart Credit Card.

Please review your Account Opening Disclosures and Credit Card Agreement and Privacy Policybefore you make your first purchase. Please retain these documents together in a safe place.

Your credit line is ready to use on today's order and the card will now appear as one of your payment options.

You will receive your Walmart Credit Card in 7–10 days. If you do not receive the card within 10 days, please contact us at 1-877-969-3668.

 

Oh yeah, oh yeah!  I was supposed to be done for 2 years but I received a pre-approved offer from JCPenney today in the mail.  I saw that GE Capital issues JCPenney and since I don't shop at JCPenney, I took a chance at Wal-Mart.  I've been trying to get a Wal-Mart card for so long!!!  Finally!!! 


Congrats welcome to the wally family

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 18
kells2013
Member

Re: Walmart Finally Approved Me


Thanks @myjourney! Wally World!!

Message 3 of 18
yudeology101
Senior Contributor

Re: Walmart Finally Approved Me

Congratulations!!!  Would you mind sharing your starting CL & profile at the time of applying?

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 4 of 18
kells2013
Member

Re: Walmart Finally Approved Me

It wasn't much, only $500.  I don't know my scores, but when I bought my house a couple months ago my EQ FICO was 660.

 

Discover It $2200  Capital One $500  Chase Amazon $500  Buckle $300   Victoria Secret $450

Message 5 of 18
coldnmn
Mega Contributor

Re: Walmart Finally Approved Me

Congrats! Taking 2 years is a struggle but owe so sweet! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 6 of 18
SunriseEarth
Moderator Emeritus

Re: Walmart Finally Approved Me


@kells2013 wrote:
Congratulations, Kelli! You have been approved for a Walmart Credit Card.

Please review your Account Opening Disclosures and Credit Card Agreement and Privacy Policybefore you make your first purchase. Please retain these documents together in a safe place.

Your credit line is ready to use on today's order and the card will now appear as one of your payment options.

You will receive your Walmart Credit Card in 7–10 days. If you do not receive the card within 10 days, please contact us at 1-877-969-3668.

 

Oh yeah, oh yeah!  I was supposed to be done for 2 years but I received a pre-approved offer from JCPenney today in the mail.  I saw that GE Capital issues JCPenney and since I don't shop at JCPenney, I took a chance at Wal-Mart.  I've been trying to get a Wal-Mart card for so long!!!  Finally!!! 


Congrats on Wally approval!   And don't discount the TL as "just $500."  There are folks around here with 5-digit limits at Wally that started even lower than that.  I'm starting lower than that with Wally, too...LOL.

BTW, if you are considering accepting the JCP CC, it's also accepted at CVS and Rite Aid and Sephora's website (but not in their separate stores). 

 



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 7 of 18
kells2013
Member

Re: Walmart Finally Approved Me

Someone should have slapped the cuffs on me.  The preapproval letter was too tempting.  I went for it and JCP gave me $500.  Thanks for the info.  I didn't know the other stores accepted it.

Message 8 of 18
09Lexie
Moderator Emerita

Re: Walmart Finally Approved Me

Congratulations on both approvals! I started off with $700 last Sept and it's now at $5000 -they upgrading me to their Discover card in July.

Message 9 of 18
BearsAndTurtlesRtheBest
Senior Contributor

Re: Walmart Finally Approved Me

Congrats thats a total of $1k in new credit!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 10 of 18
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