Walmart Store Approved!

beezer32 · ‎04-06-2016

Decided to go for the Walmart store card since I shop there a lot and am in the middle of a rebuild. At time of app FICO-8 was 630 (Experian) and I was approved instantly for $700. I am VERY grateful to step into a Sync card! My first one. Even more grateful to be approved with a lower FICO-8. Just some documented hope for others searching for the probility of getting approved with a similar profile as mine. =)

PS: Should I call to recon the limit? Or should I just be happy with their graciousness?

fullstackdev · ‎04-06-2016

Congrats on the approval! I was unable to get an increase out of Synchrony before my TU crossed 680.

Mar 2017: EQ 733 80 INQ | TU 768 42 INQ | EX 755 80 INQ || AMEX PRG | AMEX BGR | USAA Rewards VS $17K | USAA NAMF AMEX $15K | SECU Visa $10K | Cap1 V1 (AU) $45.75K | AMEX BCE (AU) $10K | Marvel MC $25K | Walmart MC $10K | Freedom $12.2K | USAA Cash Rewards VS $18K | Walmart SC $25K | PENFED CR $9K | AMEX EDP $24K | Banana Republic SC $10K | MECU $10K | Amazon SC $25K | Barclays Apple Rewards $10K | J. Crew $13.6K | Cap1 PlayStation $3K | Cap1 QS1 $2.6K | Business: AMEX Green NPSL | AMEX SimplyCash $2K | AMEX Blue for Business $3K | Cap1 Spark Visa $7.5K | Amazon Rev. $2.5K | Amazon PIF (No PG) $1K | Walmart (No PG) $2.5K | Chase Marriott Business $30K | Chase Ink $14K

CountryLivin · ‎04-06-2016

Congratulations!

Anonymous · ‎04-06-2016

Congrats on the AMZN card too!!!

coldnmn · ‎04-06-2016

Congratulations! When I started my rebuild I got the Walmart store card with the same limit. At the time that was my highest CL in 2011. Treat it right and your credit journey will have many more successful approvals!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

Anonymous · ‎04-06-2016

It is a SP so not an issue if you try

Congrats.... treat them well and you will be rewarded well

alextercero · ‎04-06-2016

Congrats

Current Credit Cards

NFCU More Rewards | CL $3000 @ 18.00% APR| 08/2021

Capital One Quicksilver One | CL $6000 @ 31.99% APR 39.00 AF | 09/2021

Capital One Quicksilver | CL $4000 @ 31.99% APR | 02/2022

NFCU Cash Rewards | CL $1500 @ 18.00% APR | 06/2022

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)

Credit Age:

Inquiries:

Anonymous · ‎04-07-2016

Congrats!

Anonymous · ‎04-07-2016

GOOD APPROVAL! Enjoy that $$$

Anonymous · ‎04-07-2016

Congrats on your approval...