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Walmart Store Card Approval

MartyWrite75
Established Contributor

Walmart Store Card Approval

After reading one of the posters from yesterday, I decided to step out from the garden to see if I would be approved for a Walmart Store Card since I go there about once a month and stock up on house items and things.  

 

After submitting my app, I received a message back instructing me to call them for verification.  I did what was asked and I was approved for $500.  A lot of people would say that's low, (which it is) but I am on year two of rebuilding my credit.  I'll take it!  

 

They nabbed my CR from Transunion and they immediately docked me one point, which is okay.  Now, I am officially back in the garden until the end of 2019.  

February 2021: Experian 702 Equifax 704 Transunion 714


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS1: $2,600 || Discover It: $3,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $1,000 || Amazon Prime Store Card: $5,000 || Overstock Store Card: $4,550 || FNBO Rewards Visa: $2,600

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Cap One Savor

Gardening from 01/11/2021 to 02/11/2022 (ideally)
Total Utilization: 15% (Met Goal)
Message 1 of 13
12 REPLIES 12
doinit1
Valued Contributor

Re: Walmart Store Card Approval

Congrats on your approval....it will grow....use it and pay it....keep up the good work!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 2 of 13
FinStar
Moderator

Re: Walmart Store Card Approval

Congratulations OP. The SL is great. Gotta start somewhere plus it's an approval and it will definitely grow.
Message 3 of 13
19eighty5
Senior Contributor

Re: Walmart Store Card Approval

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 4 of 13
idolimage
Regular Contributor

Re: Walmart Store Card Approval

Hey OP! Congratulations it will grow certainly. Use it and keep it paid. I started with walmart and a $400 SL in I think 11/2017 or 3/2018, I cant remember as I went on sprees those 2 months. Either way by 11/2018 I raised it to $3k even though I hadn't used it the last 3 or 4 months of that window. I'm sure they could habe gave more as Jc Penny gave me $6k and I started with $100 SL and only ised that card once. Synchrony is pretty good with giving some high limits if you treat them right. Congrats again!
ETFCU Auto Loan - NFCU CLOC $15k

In My Wallet:

NFCU Flagship Visa $17k
ETFCU Prim Plus MC $5k
NFCU More Rewards Amex $3k
Amex Marriot Business Bonvoy $3k
DiscoverIT $2.2
Amex Hilton Honors $1k

Dresser Wallet:

Wayfair $9k
JC Penny $6k
Walmart $3k
Zales $2.45
Belk $1.5k

Business Accounts:

Amazon Corporate $4.5k
Fuleman Fleet $1.2k
BP Business Solutions $1.2k
Staples $1k
Office Depot $1k
Quill $0.1k
Uline $0.1k

Sock Drawer:

CapOne QS1 $1.55k
Merrick Bank $1.4k
Amex Delta Blue $1k
USAA Classic Amex $0.5k
CarCare $0.5k
PayPal MC $0.3k
Target $0.3k

RIP:

Best Buy Visa $4k (AA)
Sportsman Guide Visa $2.5 (AA)
Citi AAdvantage $2.5k (AA)
Mattress Firm $1.5k (Closed for no activity)
Finger Hut $1k (Closed for no activity)
Home Depot $0.5k (AA)
Shell Gas $0.5k (AA)
CapOne Platinum $0.7k (Combined into QS1)
Credit One MC $0.45k (Closed)
Credit One Visa $0.8k (Closed)
First Premier Visa $0.7k (Closed)
Indigo $0.3k (Closed)
Avant $0.3k (Closed)
Message 5 of 13
AverageJoesCredit
Community Leader
Mega Contributor

Re: Walmart Store Card Approval

Yes, it will grow nicelySmiley Happy CongratsSmiley Happy
Message 6 of 13
VoltronM
Senior Contributor

Re: Walmart Store Card Approval

Congrats on your approval !!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 7 of 13
Brooklyn2018
Valued Contributor

Re: Walmart Store Card Approval

Congrats, OP!!👏👏👏

😊




Goal Score: 600(within a year)**MET MY GOAL**
Goal Score: 700(by May/2021)>

Take the myFICO Fitness Challenge













Message 8 of 13
Remedios
Moderator

Re: Walmart Store Card Approval

Congrats, Marty

Walmart CLIs can be requested every 4 months (121 days).

Message 9 of 13
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: Walmart Store Card Approval


@Remedios wrote:
Congrats, Marty

Walmart CLIs can be requested every 4 months (161 days).

Now I understand why you don't amex. 4 months is 120 days.







Message 10 of 13
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