That's awesome!! Congratz on the approval. Something I thought was cool is they sometimes do actually offer 0% interest financing on larger purchases in store (150$+/6 months and 299$+/12 months). I really like my Amazon card for having that feature so it's cool Wal-Mart has it at times too.
Congrats Op, I really like the card. You can probably call them today and get a quick increase to start it's growth... Credit Solutions 877-379-8173
Walmart has always offered some 0% terms for the 3 years I have had the card. You can get the bar code at the service desk to keep in your wallet/purse (sometimes the cashiers are clueless how to ring it up). I have always been able to get this financing on any receipt total (including groceries), not just large items.
I also did just read on Nerdwallet that Walmart stopped racking up deferred interest and is now truly a 0% card.
"As of May 4, 2017, the cards issued by Synchrony Bank will no longer charge deferred interest for new applicants."
Good for you.
Now, STOP applying!
You have more than enough accounts to build a positive history. Watch your utilization, and watch your scores grow!
Hey guys my TransUnion score from credit karma (fako) is a 602 with 13 hard inquiries, 0 derogs, 2 months average age of account, and 11 accounts in good standing, credit utilization at 21 percent. I applied for Walmart a month ago and was denied. I just applied again and was instantly approved for 400 dollars . Just wanted to share for others considering applying.
Way to go...keep on keepin on.....growth is eminent.
Off to the garden for you. Keep working on your rebuild and treat your current cards well. Synchrony giveth and they taketh away. If your UTI continues to increase they are known to CLD.