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Was pondering a Dell Preferred - pulled the trigger on Freedom Flex instead. APPROVED!

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Frequent Contributor

Was pondering a Dell Preferred - pulled the trigger on Freedom Flex instead. APPROVED!

Blows my mind how far I've come these past few years with everyone's help here.

I will need a new computer soon, and with what I do for a living it needs to be pretty kitted out. Dell has offered a significant discount on the nearly $4K computer that's right for me, bringing it closer to $3K. Great! But I loathe carrying balances, and I'd rather not pay this one in cash right now if I don't have to, economic uncertainty and all. Hubby and I are fine so far, but it's prudent to pay attention to the state of economic affairs all around.

Maybe I can score a nice 0% introductory APR somewhere. I research and come up with candidates. This Flex was a strong one, and holy cannoli - I'm pre-approved for it. WOO! FIRST CHASE PREAPPROVALS! But.....what's the credit limit look like? I'd hate to apply, get an insufficient limit, but with the shiny new hard pull, have Dell withdraw _their_ pre-approval of "up to" $5k. 

But I kept coming back around to, the Flex is just a better credit line all around - so I left it in the hands of the credit gods. If Chase doesn't give me enough of a credit line, I'll take that to mean that maybe I can hang on a little longer with the machine I have. I gulped hard and hit the button....and waied...

...for a CL just north of $21K @ 14.99% once they start charging interest!!!!! And I had been so worried!!!

Now we see if I get the card before my offer expires. It's gonna be close...

I should be in bed now, but I can't sleep!!!!! Hellooooo new daily driver card!


17 REPLIES 17
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Community Leader
Senior Contributor

Re: Was pondering a Dell Preferred - pulled the trigger on Freedom Flex instead. APPROVED!

Wow! Fantastic approval, congrats and enjoy that one!



Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | PenFed PCR | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | 2017 Audi A6 Prestige S-Line





TCL $85,100| Agg. Util under 5%
Message 2 of 18
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Community Leader
Mega Contributor

Re: Was pondering a Dell Preferred - pulled the trigger on Freedom Flex instead. APPROVED!

hello @BurgeoningHope  so happy for youSmiley Happy. Enjiy Flexin your credit might🤗

Message 3 of 18
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Valued Contributor

Re: Was pondering a Dell Preferred - pulled the trigger on Freedom Flex instead. APPROVED!

Congrats on the approval, great work!

Message 4 of 18
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Moderator

Re: Was pondering a Dell Preferred - pulled the trigger on Freedom Flex instead. APPROVED!

Congrats on your new card Smiley Happy

Message 5 of 18
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Super Contributor

Re: Was pondering a Dell Preferred - pulled the trigger on Freedom Flex instead. APPROVED!

Congratulations on your approval!
Message 6 of 18
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Established Contributor

Re: Was pondering a Dell Preferred - pulled the trigger on Freedom Flex instead. APPROVED!

Congrats on your approval!


Message 7 of 18
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Member

Re: Was pondering a Dell Preferred - pulled the trigger on Freedom Flex instead. APPROVED!

Congrats!! 

Apple Card $2,250 / Chase Freedom Unlimited $2,800 / Capital One QuickSilver $2,850 / American Express EveryDay Preferred $1,000 / Petal 2 $1,000 / Citi Double Cash $3,200 / Citi Premier $3,800 / Discover IT $10,500 / PayPal Cashback $2,800
Message 8 of 18
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Valued Contributor

Re: Was pondering a Dell Preferred - pulled the trigger on Freedom Flex instead. APPROVED!

Congratulations on your Chase Freedom Flex approval!



Current FICO 8:

Credit Age:

Inquiries:

Goal Cards:


Message 9 of 18
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Established Contributor

Re: Was pondering a Dell Preferred - pulled the trigger on Freedom Flex instead. APPROVED!

congrats

 

call chase and see if they will expedite the card for you

July 31/2019. EX-712. EQ-704. TU-726
Dec 16/2019. EX. 721. EQ. 723. TU 746
Aug 8/2020 EX. 728 EQ. 714 TU 744
Oct 22/2020 EX. 725 EQ. 716 TU 742
Inq. EX 6 EQ 4 TU 2 - - CC 5x24, 1x12
Amex BCP $20k - Apple GS $17k - BMW/Elan $5k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase United Club Infinite $20k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $20.5k - HSBC Gold - $10.5k - Wells Sig Visa $12k
Message 10 of 18
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