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Way over 5/24 Chase Sapphire Reserve

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New Contributor

Way over 5/24 Chase Sapphire Reserve

Went into the branch because I opened a new checking account online and needed a new PIN number because I didn’t like the system made up one, the banker was nice and she asked me hey they have a pre-approved for you for all the Chase credit cards didbyou want to apply? I told her no I’ve just got turned down for Hyatt online due to excessive inquiries and she said the branch pre approvals are pretty good. So she pulled up the AF and everything else and i saw I had a fix rate of 17.xx and then I was like ok fine let’s do it. She said it may take up to 7-10 for a response or it may be an instant decline. We waited 30 seconds while her computer loaded and she said wow congrats immediate approval for 20,500!!! I was like oh nice!

Don’t know whom they pulled yet but I am maybe 22/24 and across the boards about 40 inquiries with a 10% utilization of use AAoA 2.4 years with oldest card being 6 years old clean credit no baddies no lates.

 

::Update::

 

Chase did double pull from Experian and Equifax, did not see any major drops in credit score.

Ex 719

EQ 723

TU 750

all FICO score 8 so as of yet would not know which score they pulled.

Amex Gold NPSL (30K approve pay over time), AMEX BC Preferred 8K, AMEX Hilton Honors 2K, AMEX BCE Business 2K, Discover IT 2.8K, Discover IT Chrome 14.5K, U.S. Bank Cash+ 500, Amazon Chase 20K, Chase IHG Preferred 10K, Chase Sapphire Reserved 20.5K, Capital One Sony Card 5.2K, BoA Banamericard MC 18K, BoA Cash Rewards 7.5K, BoA Travel Rewards 12.5K, Citi DC 3K, Wells Fargo CashWise 3.3K - PC to Propel AMEX, PayPal MC Extra 3K, Wells Fargo Platinum (use to be secured) 600, USAA Signature Visa 6K, 5/3 Bank Simply 7K, Marvel MC 2.5K,
Store Cards Only:
Best Buy 4.8K, Amazon store 10K, Tires Plus CFNA 2.2K, Exxon Mobile, 500, JCP 10K, Target 2.6K, Macy's 4K, Ashley Home Furniture 25K, Zales 3K
Message 1 of 57
56 REPLIES 56
Senior Contributor

Re: Way over 5/24 Chase Sapphire Reserve

Congrats on your CSR approval.

 

Perhaps its time for me to visit the personal banker at my branch. Smiley Very Happy





Message 2 of 57
Senior Contributor

Re: Way over 5/24 Chase Sapphire Reserve

Congrats on approval and monster SL !!!!

 

Chase must love your profile even though your 22/24 and you still got approved  or must be the relationship with Chase bank

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 3 of 57
Community Leader
Super Contributor

Re: Way over 5/24 Chase Sapphire Reserve

Congratulations!

Message 4 of 57
Valued Contributor

Re: Way over 5/24 Chase Sapphire Reserve

This almost sounded like an unpredictable Discover approval with the 22/24 but none the less, great pickup Congrats!!


Message 5 of 57
Valued Contributor

Re: Way over 5/24 Chase Sapphire Reserve

Congrats on the approval!!


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 6 of 57
New Contributor

Re: Way over 5/24 Chase Sapphire Reserve

VoltronM I was hoping to see if I was going to get the Leo blessings and I was lol thanks! No big relationship with Chase other than the two credit cards I have with them Amazon Prime and IHG. I have literately funded the new DDA account with 25 bucks and that’s it lol. My whole DDA is with Wells Fargo for the past 15 years. I guess they like me for some odd reason lol but not via online though.
Amex Gold NPSL (30K approve pay over time), AMEX BC Preferred 8K, AMEX Hilton Honors 2K, AMEX BCE Business 2K, Discover IT 2.8K, Discover IT Chrome 14.5K, U.S. Bank Cash+ 500, Amazon Chase 20K, Chase IHG Preferred 10K, Chase Sapphire Reserved 20.5K, Capital One Sony Card 5.2K, BoA Banamericard MC 18K, BoA Cash Rewards 7.5K, BoA Travel Rewards 12.5K, Citi DC 3K, Wells Fargo CashWise 3.3K - PC to Propel AMEX, PayPal MC Extra 3K, Wells Fargo Platinum (use to be secured) 600, USAA Signature Visa 6K, 5/3 Bank Simply 7K, Marvel MC 2.5K,
Store Cards Only:
Best Buy 4.8K, Amazon store 10K, Tires Plus CFNA 2.2K, Exxon Mobile, 500, JCP 10K, Target 2.6K, Macy's 4K, Ashley Home Furniture 25K, Zales 3K
Message 7 of 57
New Contributor

Re: Way over 5/24 Chase Sapphire Reserve

And thank you all for the love I appreciate it hoping this gives people a good chance at seeing if they can go to their branch and get pre approval. Forgot to mention that I had no green check mark on my online profile.
Amex Gold NPSL (30K approve pay over time), AMEX BC Preferred 8K, AMEX Hilton Honors 2K, AMEX BCE Business 2K, Discover IT 2.8K, Discover IT Chrome 14.5K, U.S. Bank Cash+ 500, Amazon Chase 20K, Chase IHG Preferred 10K, Chase Sapphire Reserved 20.5K, Capital One Sony Card 5.2K, BoA Banamericard MC 18K, BoA Cash Rewards 7.5K, BoA Travel Rewards 12.5K, Citi DC 3K, Wells Fargo CashWise 3.3K - PC to Propel AMEX, PayPal MC Extra 3K, Wells Fargo Platinum (use to be secured) 600, USAA Signature Visa 6K, 5/3 Bank Simply 7K, Marvel MC 2.5K,
Store Cards Only:
Best Buy 4.8K, Amazon store 10K, Tires Plus CFNA 2.2K, Exxon Mobile, 500, JCP 10K, Target 2.6K, Macy's 4K, Ashley Home Furniture 25K, Zales 3K
Message 8 of 57
Senior Contributor

Re: Way over 5/24 Chase Sapphire Reserve


@hesco0 wrote:
And thank you all for the love I appreciate it hoping this gives people a good chance at seeing if they can go to their branch and get pre approval. Forgot to mention that I had no green check mark on my online profile.

 

Did any pre-approvals popped up if you used Chase's Prequalification tool?  www.chase.com/prequalified





Message 9 of 57
New Contributor

Re: Way over 5/24 Chase Sapphire Reserve

MaizeandBlue there none there either. I think it got generated because i went to the branch the lady literally told me I was pre approved for all of their Chase cards. She showed me on her screen the cards I had pre approvals from
Amex Gold NPSL (30K approve pay over time), AMEX BC Preferred 8K, AMEX Hilton Honors 2K, AMEX BCE Business 2K, Discover IT 2.8K, Discover IT Chrome 14.5K, U.S. Bank Cash+ 500, Amazon Chase 20K, Chase IHG Preferred 10K, Chase Sapphire Reserved 20.5K, Capital One Sony Card 5.2K, BoA Banamericard MC 18K, BoA Cash Rewards 7.5K, BoA Travel Rewards 12.5K, Citi DC 3K, Wells Fargo CashWise 3.3K - PC to Propel AMEX, PayPal MC Extra 3K, Wells Fargo Platinum (use to be secured) 600, USAA Signature Visa 6K, 5/3 Bank Simply 7K, Marvel MC 2.5K,
Store Cards Only:
Best Buy 4.8K, Amazon store 10K, Tires Plus CFNA 2.2K, Exxon Mobile, 500, JCP 10K, Target 2.6K, Macy's 4K, Ashley Home Furniture 25K, Zales 3K
Message 10 of 57
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