Went into the branch because I opened a new checking account online and needed a new PIN number because I didn’t like the system made up one, the banker was nice and she asked me hey they have a pre-approved for you for all the Chase credit cards didbyou want to apply? I told her no I’ve just got turned down for Hyatt online due to excessive inquiries and she said the branch pre approvals are pretty good. So she pulled up the AF and everything else and i saw I had a fix rate of 17.xx and then I was like ok fine let’s do it. She said it may take up to 7-10 for a response or it may be an instant decline. We waited 30 seconds while her computer loaded and she said wow congrats immediate approval for 20,500!!! I was like oh nice!
Don’t know whom they pulled yet but I am maybe 22/24 and across the boards about 40 inquiries with a 10% utilization of use AAoA 2.4 years with oldest card being 6 years old clean credit no baddies no lates.
Chase did double pull from Experian and Equifax, did not see any major drops in credit score.
all FICO score 8 so as of yet would not know which score they pulled.
Congrats on your CSR approval.
Perhaps its time for me to visit the personal banker at my branch.
Congrats on approval and monster SL !!!!
Chase must love your profile even though your 22/24 and you still got approved or must be the relationship with Chase bank
This almost sounded like an unpredictable Discover approval with the 22/24 but none the less, great pickup Congrats!!
And thank you all for the love I appreciate it hoping this gives people a good chance at seeing if they can go to their branch and get pre approval. Forgot to mention that I had no green check mark on my online profile.
Did any pre-approvals popped up if you used Chase's Prequalification tool? www.chase.com/prequalified