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Way over 5/24 Chase Sapphire Reserve

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Regular Contributor

Re: Way over 5/24 Chase Sapphire Reserve

Dang!! LOL! Can’t believe you chicken out, but makes total sense waiting for that PL to report paid.
I’m curious if you’ve considered or thought about getting the CSP first and then deciding if the PC to the CSR is fit for you after 6-12 mos?

P.S: I think we’ve officially hacked Hesco’s post! Haha!
Current: Gardening...


FICO 8: EX:TU:EQ:

As of June 2019. Total CL: $24,900; Goal: $50,000
Message 51 of 57
New Contributor

Re: Way over 5/24 Chase Sapphire Reserve

Lol it’s all good. I’ve been busy with the baby you don’t realized how much a little monster can eat and sleep and poop lol. I told my wife I’ve never been scared of a 5 1/2 lb person especially when he’s hungry geesh!! Lol

Anyways, I am a bad influencer so I’ll keep my thoughts to myself, lol. I’m inpatient and I’m actually going to go to a different Chase next week to see if I can app for the Freedom for the 0% BT and 0% BT fee. I’ve used up almost 7k in 1 month and I’m waiting for the statement to cut so I can pay it off as well. But I’m going to see if I can with a balance to see if it influences anything or if Chase going to flag me lol.
Amex Gold NPSL (30K approve pay over time), AMEX BC Preferred 8K, AMEX Hilton Honors 2K, AMEX BCE Business 2K, Discover IT 2.8K, Discover IT Chrome 14.5K, U.S. Bank Cash+ 500, Amazon Chase 20K, Chase IHG Preferred 10K, Chase Sapphire Reserved 20.5K, Capital One Sony Card 5.2K, BoA Banamericard MC 18K, BoA Cash Rewards 7.5K, BoA Travel Rewards 12.5K, Citi DC 3K, Wells Fargo CashWise 3.3K - PC to Propel AMEX, PayPal MC Extra 3K, Wells Fargo Platinum (use to be secured) 600, USAA Signature Visa 6K, 5/3 Bank Simply 7K, Marvel MC 2.5K,
Store Cards Only:
Best Buy 4.8K, Amazon store 10K, Tires Plus CFNA 2.2K, Exxon Mobile, 500, JCP 10K, Target 2.6K, Macy's 4K, Ashley Home Furniture 25K, Zales 3K
Message 52 of 57
Senior Contributor

Re: Way over 5/24 Chase Sapphire Reserve


@hesco0 wrote:
Lol it’s all good. I’ve been busy with the baby you don’t realized how much a little monster can eat and sleep and poop lol. I told my wife I’ve never been scared of a 5 1/2 lb person especially when he’s hungry geesh!! Lol

Anyways, I am a bad influencer so I’ll keep my thoughts to myself, lol. I’m inpatient and I’m actually going to go to a different Chase next week to see if I can app for the Freedom for the 0% BT and 0% BT fee. I’ve used up almost 7k in 1 month and I’m waiting for the statement to cut so I can pay it off as well. But I’m going to see if I can with a balance to see if it influences anything or if Chase going to flag me lol.

Congrats on the "little monster".

 

I would wait to apply for a Freedom until you pay the CSR off, but even then I would wait a few months to avoid the risk of an AA.

American Express: Platinum Charge, Optima, Business Gold
Barclays: Arrival+ WEMC
Capital One: Savor WMC, Venture VS
Chase: Freedom U VS, CSR VI
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity VS
Credit Union: Rewards Visa
FICO 08: (1.1.20) EX: 827 / EQ: 838 / TU: 833
Message 53 of 57
Senior Contributor

Re: Way over 5/24 Chase Sapphire Reserve


@MrPSS wrote:
Dang!! LOL! Can’t believe you chicken out, but makes total sense waiting for that PL to report paid.
I’m curious if you’ve considered or thought about getting the CSP first and then deciding if the PC to the CSR is fit for you after 6-12 mos?

P.S: I think we’ve officially hacked Hesco’s post! Haha!

I'm in no rush. Right now I have way more credit available than I can possibly use so I'm prepared to wait until the odds of approval are definitely in my favor.  I did think about the CSP but I travel internationally several times a year so I'd like a dedicated travel card as opposed to a general spend card....I have plenty of those.





Message 54 of 57
Senior Contributor

Re: Way over 5/24 Chase Sapphire Reserve


@hesco0 wrote:
Lol it’s all good. I’ve been busy with the baby you don’t realized how much a little monster can eat and sleep and poop lol. I told my wife I’ve never been scared of a 5 1/2 lb person especially when he’s hungry geesh!! Lol

Anyways, I am a bad influencer so I’ll keep my thoughts to myself, lol. I’m inpatient and I’m actually going to go to a different Chase next week to see if I can app for the Freedom for the 0% BT and 0% BT fee. I’ve used up almost 7k in 1 month and I’m waiting for the statement to cut so I can pay it off as well. But I’m going to see if I can with a balance to see if it influences anything or if Chase going to flag me lol.

Congrats.





Message 55 of 57
Established Contributor

Re: Way over 5/24 Chase Sapphire Reserve


@VoltronM wrote:

Congrats on approval and monster SL !!!!

 

Chase must love your profile even though your 22/24 and you still got approved  or must be the relationship with Chase bank

 

 

 


Haha, yes definitely. CHASE hates me. Never got any CLI on any of my cards in last 6 years lol though i am a long time bank account customer. 








Shell FCU : 5K, Alliant CU Loan : $35000
Message 56 of 57
Senior Contributor

Re: Way over 5/24 Chase Sapphire Reserve

@hesco0

I can finally update this thread. I waited until I was confident that recent, unexpired in-branch pre-approvals were available and I was approved for the CSR on 12/8/18.





Message 57 of 57
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