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Weird Chase.... Very weird approval

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Anonymous
Not applicable

Weird Chase.... Very weird approval

So i decided to try CSP and FU in one day a few weeks ago. CSP was instantly approved

FU was instantly denied. Too many recent accounts opened. reconned maybe 3 times. no go each time.

 

Just now, checked my mobile app and saw a new account. freedom unlimited!!!!!!!!!!!!

 

I was HP 1EX and 1EQ for one app so it's extremely weird.

 

Called and said the decision for the app was pending, not denied. 7k VS. not bad....

Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: Weird Chase.... Very weird approval


@Anonymous wrote:

So i decided to try CSP and FU in one day a few weeks ago. CSP was instantly approved

FU was instantly denied. Too many recent accounts opened. reconned maybe 3 times. no go each time.

 

Just now, checked my mobile app and saw a new account. freedom unlimited!!!!!!!!!!!!

 

I was HP 1EX and 1EQ for one app so it's extremely weird.

 

Called and said the decision for the app was pending, not denied. 7k VS. not bad....


Congratulations On Your Approval!...Thanks For Sharing.Smiley LOLSmiley LOL

Message 2 of 18
Anonymous
Not applicable

Re: Weird Chase.... Very weird approval


@Anonymous wrote:

So i decided to try CSP and FU in one day a few weeks ago. CSP was instantly approved

FU was instantly denied. Too many recent accounts opened. reconned maybe 3 times. no go each time.

 

Just now, checked my mobile app and saw a new account. freedom unlimited!!!!!!!!!!!!

 

I was HP 1EX and 1EQ for one app so it's extremely weird.

 

Called and said the decision for the app was pending, not denied. 7k VS. not bad....


Wow you got lucky a denial was converted to an approval !! Congrats on your success 

Message 3 of 18
degs138
Established Contributor

Re: Weird Chase.... Very weird approval

Way to go!

FICO TU 757 Eq 741 116,900 Total revolving Credit.
Favorite cards: AMEX BCP, US Bank Cash+, Chase Sapphire Prefered
Message 4 of 18
degs138
Established Contributor

Re: Weird Chase.... Very weird approval

What is your CSP at?

FICO TU 757 Eq 741 116,900 Total revolving Credit.
Favorite cards: AMEX BCP, US Bank Cash+, Chase Sapphire Prefered
Message 5 of 18
Anonymous
Not applicable

Re: Weird Chase.... Very weird approval

Congratulations!

Message 6 of 18
NICKI183
Established Contributor

Re: Weird Chase.... Very weird approval

Great job in getting approvals for both cards!!!!


@Anonymous wrote:

So i decided to try CSP and FU in one day a few weeks ago. CSP was instantly approved

FU was instantly denied. Too many recent accounts opened. reconned maybe 3 times. no go each time.

 

Just now, checked my mobile app and saw a new account. freedom unlimited!!!!!!!!!!!!

 

I was HP 1EX and 1EQ for one app so it's extremely weird.

 

Called and said the decision for the app was pending, not denied. 7k VS. not bad....


 

Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
Garden Until 2/2022 removing all 18 collection baddies and decrease UTILto less than 5%
Message 7 of 18
Anonymous
Not applicable

Re: Weird Chase.... Very weird approval

Yeah that one is a little weird. Either way, congrats on getting approved for both

Message 8 of 18
Anonymous
Not applicable

Re: Weird Chase.... Very weird approval

CSP was approved for 5k
I'm scared that I may actually get an inq on EQ since they said that my score jumped. Even so, i was going to apply for it again later on so i saved an EX inquiry. My eq is pretty clean so regardless I'm happy
Message 9 of 18
Anonymous
Not applicable

Re: Weird Chase.... Very weird approval

Congrats on your success!
Message 10 of 18
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