So I have 3 USAA credit cards. Applied for CLI on all 3 of them on 9/27 all resulted in just one hard pull. Two of the cards I barely use I received $4,000 increases on. The one I use primarily “preferred cash rewards” was declined. I was frustrated, because they declined it on the card that I’m actually utilizing. I called and tried to reallocate limits in which they told me they couldn’t do. So, I tried again minutes later it was also declined. Yesterday 10/5 I was bored and I was like I’m really wanting this increase as this is the card I use on a daily basis. So I tried again and I was instantly approved by $4,000 also. I was under the impression that I had to wait the 6 months as normal, however it said online that you must wait 180 days from the previous limit increase. My thought was the limit didn’t actually increase so that’s what made me go for it. So I said all that to say that if anyone got denied apparently you don’t have to wait 180 days to try again.
AMEX Blue Cash Everyday: 4,000 l AMEX Cash Magnet: 2,700 l AMEX Everyday: 1,000 l AMEX Green: NPSL l AMEX Gold: NPSL | Apple Card: 2,500 l Bank of America BankAmericard 3,100 l BECU Cashback:18,500 l Capital One Quicksilver: 1,000 | Capital One Quicksilver(2): 1,000 | Capital One Walmart: 10,000 l Chase Freedom: 2,000 l Chase Sapphire Preferred: 4,000 l Chase Slate: 1,000 l Citi BestBuy: 15,000 l Citi Rewards Plus: 5,570 l Discover it: 16,900 l Discover Gas & Restaurant: 6,000 l DCU Platinum: 700 l FNBO Evergreen: 15,000 l FordPass Rewards: 11,300 l Navy Federal Cash Rewards: 31,500 l Navy Federal More Rewards: 21,500 l Navy Federal Platinum: 27,000 l Overstock: 2,250 l PayPal Credit: 3,100 l PenFed Platinum Rewards: 15,000 l PNC Cash Rewards Visa: 3,900 l PNC Points Visa: 2,800 l PNC Points Visa (2): 1,100 l Renasant Bank: 18,000 l Sams Club Mastercard: 5,000 l Target: 2,200 l USAA Cashback Rewards Plus: 5,000 l USAA Preferred Cash Rewards: 13,000 l USAA Rewards AMEX: 2,000 l Wells Fargo Platinum: 1,000 l Wells Fargo Propel: 7,300
