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Well, I think I was just approved for a Cash Plus.
Final approval / card to arrive in 7-10 days (there was legalese allowing them further review), but the web site did provide a CL (8.5K) and an APR (their lowest). Figured I'd slip in before last week's Savor One reports. (I note parenthetically that USBank was 70% more generous than Cap1.)
I live in VA; they pulled EQ.
0/6 | 1/12 | 9/24 // FICO 8's currently 827-833 (I think EQ is 830). From memory, EQ had 9 or 10 INQs in the past two years -- 3 in the past 12 months, 1 in the past 6. Income plenty adequate.
If it holds, this puts me over the 250K mark.
I think I can stop now. Only Chase Freedom is left -- I'll be 4/24 by Feb '21 3/24 by Nov '20.
(Edited to correct earlier bad math.
Bad math! Bad Math!)
EQ | 841 | 5 INQ (Auto, CC, HELOC, 2 mort) | 7y2m |
EX | 812 | 5 INQ (2 CC, 2 mort, HELoan) | 6y11m |
TU | 829 | 4 INQ (3 CC, 1 mort) | 6y6m |
5/24 | 3/12 | AoYA 0m | AoOA 23y6m | ~3% |
Niiice! Congrats!
Congrats, @expatCanuck !
Thanks, @calyx.
Enjoying the @'s, I see.
EQ | 841 | 5 INQ (Auto, CC, HELOC, 2 mort) | 7y2m |
EX | 812 | 5 INQ (2 CC, 2 mort, HELoan) | 6y11m |
TU | 829 | 4 INQ (3 CC, 1 mort) | 6y6m |
5/24 | 3/12 | AoYA 0m | AoOA 23y6m | ~3% |
@Remedios wrote:Congrats, @expatCanuck !
Thanks, Remmie ,(Remmy?)!
At some point, perhaps we can discuss the relative merits of the precious over the CSR?
EQ | 841 | 5 INQ (Auto, CC, HELOC, 2 mort) | 7y2m |
EX | 812 | 5 INQ (2 CC, 2 mort, HELoan) | 6y11m |
TU | 829 | 4 INQ (3 CC, 1 mort) | 6y6m |
5/24 | 3/12 | AoYA 0m | AoOA 23y6m | ~3% |
@VanderSnoot wrote:
Congrats, Canuck. I like the changes to your signature. How will you while away the next 15 months?
Thanks. I expect to be performing at open mics, posting in the Garden thread, and updating my signature.
EQ | 841 | 5 INQ (Auto, CC, HELOC, 2 mort) | 7y2m |
EX | 812 | 5 INQ (2 CC, 2 mort, HELoan) | 6y11m |
TU | 829 | 4 INQ (3 CC, 1 mort) | 6y6m |
5/24 | 3/12 | AoYA 0m | AoOA 23y6m | ~3% |