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Welcoming myself to Amex

Anonymous
Not applicable

Welcoming myself to Amex

I did the pre approvals for Amex.
Amex everyday, Gold and Cash Magnet were my 3 approvals.
I would have loved the gold but not the $195 annual fee. The cash magnet seemed blah so I opted for the everyday for the MR.

I was approved with $4,000 SL.
I was very excited considering I have only two other cards (credit one$450 and capital one $300)
Message 1 of 16
15 REPLIES 15
Anonymous
Not applicable

Re: Welcoming myself to Amex

Wow congrats. I’m thinking about pulling the trigger on an Amex soon!
Message 2 of 16
19eighty5
Senior Contributor

Re: Welcoming myself to Amex

Congratulations on your approval and welcome to AMEX!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 3 of 16
pizza1
Community Leader
Super Contributor

Re: Welcoming myself to Amex

Congrats!! That is very exciting!!
Message 4 of 16
CreditRebuilder2020
Frequent Contributor

Re: Welcoming myself to Amex

Welcome to Amex! I have a Green Card, simple and basic, but I'm a rebuilder so getting in the door with Amex in any capacity was a huge deal for me! 

 

Remember that PRG AF is WAIVED for that first year.....so if you want to snag that, it's still a phonemenal card to pick up with those 2X MR points at Supermarkets, Dining, and Gas stations. 

 

Either way the Magnet cards is a beauty! Enjoy! 


X1 VISA SIG $15,500/ AMEX Gold / Petal 1 $3600 / Wells Fargo Active Cash VISA $3K / VENMO Visa $900 / Verizon Visa $2K / Apple Card $1500 SL / Wyndham Rewards Earner Visa $500 / WALGREENS Store $1K / Amazon Store $5000 SL/ Discover IT Chrome $2500K / BP Prime Rewards VISA $4350 / PayPal MC $3500 / BOA BankAmericard $2K / BOA Cash Rewards $1K / Cap One Savor One $1200 / Cap One QS1 $950 / Blaze MC $2250 / Credit One $850 / Credit One AMEX $1200 / OpenSky $600 / AvantCard $1000 / Discover IT Cash Back (Graduated) $400 / eBay MC $750
FEB '22 EX: 698 EQ: 700 TU: 713 | UTL: 23% | Total Credit Limit: $54000
Goal Score: 675 for all FICOS (ACHIEVED NOVEMBER 2021) | NEW GOAL SCORE: 725 for ALL FICOs
Message 5 of 16
Anonymous
Not applicable

Re: Welcoming myself to Amex

Congrats on the SUPER SL

 

amexing to get in, with the two cards you have.

moving on up.....congrats again!

Message 6 of 16
xaximus
Valued Contributor

Re: Welcoming myself to Amex

Congrats on the great SL! Work with Amex and they'll work with you!



Scores - All bureaus 770 +
TCL - Est. $410K
Message 7 of 16
Anonymous
Not applicable

Re: Welcoming myself to Amex

That’s awesome! Looking forward to getting a little farther in my rebuild and being able to get my own AmEx. My dad has been a loyal member since I was a little kid and swears by them. It’s almost a rite of passage. Enjoy!
Message 8 of 16
AverageJoesCredit
Legendary Contributor

Re: Welcoming myself to Amex

CongratsSmiley Happy Hope you enjoy your experience. I really enjoy blah cards so Magnet is great for me but ED is nice too. Just dont tell that to tcbofade in our garden clubSmiley Wink
Message 9 of 16
Anonymous
Not applicable

Re: Welcoming myself to Amex

LOL! I was going to get the magnet but since I love shopping I find that the rewards would be better for me as opposed to JUST the cash back. I looked at the retailers they have listed and could see myself getting a few gifts cards that would be perfect for the holiday time.
Message 10 of 16
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