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Wells Fargo Active Cash - $30,000 Approval

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K-in-Boston
Credit Mentor

Wells Fargo Active Cash - $30,000 Approval

I've opened a few Amex business cards the past couple of years that don't appear on my reports, but my last two personal cards opened were FNBO China Airlines a few weeks shy of 2 years ago and Synchrony Rakuten Visa 20 months ago.  (Also a mortgage refi in September, otherwise just these 3 accounts in the past 2 years showing on my reports.)  I decided that it was time to come out of the quasi-garden.

 

Wells Fargo has been relentlessly sending me about 2 mailers a week for months on end.  I applied with them quite a number of years back and was denied, and prior to that I had always been denied due to being in a state they didn't service every time I would try.  Decided to roll the dice, and was quite surprised with the starting limit!  No idea on APR yet.  I did the prequal recently and it was giving me the mid-tier one.  They pulled Experian (almost everyone seems to for me) and my current EX FICO 8 is 791.

 

I am guessing they like me?  I think this is the largest Active Cash approval I've seen here.

 

Message 1 of 38
37 REPLIES 37
Jordan23ww
Valued Contributor

Re: Wells Fargo Active Cash - $30,000 Approval

Congratulations on your approval and awesome starting limit!

      


Message 2 of 38
Remedios
Credit Mentor

Re: Wells Fargo Active Cash - $30,000 Approval

I hate you 

 

Congrats 🎉 🎉🎉

Message 3 of 38
CreditMagic7
Mega Contributor

Re: Wells Fargo Active Cash - $30,000 Approval

Congratulations on your WF Active Cash Approval!

Message 4 of 38
simplynoir
Community Leader
Mega Contributor

Re: Wells Fargo Active Cash - $30,000 Approval

Congrats on the shiny new card!

Guess you can stick it near the TD card for the color lol

Message 5 of 38
FinStar
Moderator Emeritus

Re: Wells Fargo Active Cash - $30,000 Approval

30 G's?!?!  Wowzers! WF ♥️ you! I haven't seen an approval this big in quite a while!  Mine was $25K last year.

Congrats on that HUGE approval @K-in-Boston!

 

Like A Boss2.jpg

Message 6 of 38
Aim_High
Super Contributor

Re: Wells Fargo Active Cash - $30,000 Approval

Congrats on your awesome Active Cash approval, @K-in-BostonSmiley Very Happy 

That is an exceptionally-high SL with Wells Fargo!

 

Congrats_Sky_Limit.jpg

 

*Just curious, but you have a lot of other 2% or better options.  Was there a particular appeal or plans for this one beyond the SUB or lender diversity?


Business Cards


Length of Credit > 40 years; Total Credit Limits >$898K
Top Lender TCL - Chase 156.4 - BofA 99.7 - AMEX 95.0 - CITI 94.5 - NFCU 80.0
AoOA > 30 years (Jun 1993); AoYA (Feb 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 7 of 38
Marmot
Frequent Contributor

Re: Wells Fargo Active Cash - $30,000 Approval

Nice !  Congratulatiions on your approval !!!

Message 8 of 38
manbuckets
Regular Contributor

Re: Wells Fargo Active Cash - $30,000 Approval

Congrats on your Active Cash approval

Current Cards/Loans:
Future Cards:
Message 9 of 38
K-in-Boston
Credit Mentor

Re: Wells Fargo Active Cash - $30,000 Approval


@Aim_High wrote:

 

*Just curious, but you have a lot of other 2% or better options.  Was there a particular appeal or plans for this one beyond the SUB or lender diversity?


It was the SUB, BT option now or later, and genuine curiosity since they have been marketing to me so heavily and I have never had an account with them.

 

Thank you everyone!

Message 10 of 38
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