Wells Fargo Active Cash $3K SL

CreditRebuilder2020 · ‎03-01-2022

Data Points: EQ 707 (which they pulled), 8 INQ - 23% UTL - They also pulled my Experian a few days later, 698 with 30 INQ - 23% UTL

Didn't think I'd be posting this one ....I applied for this WF Active Cash at the end of a recent spree that saw a windfall of approvals for me including the Venmo VISA & Petal 1 - I threw in an App here, I have zero banking relationship with Wells Fargo & have had nothing but denials in the past with WF....but also with not the greatest data points.

I got the Pending message about 5 days ago ..... called back a few times and it still said Pending on the automates message but I would be informed of their decision in 7-10 days ..... at that point I went "Ok that's a denial" - We'll try again later.

Then out of the blue last night .... WHAMMO! Got that email update saying I was approved with a $3K SL. That's a nice limit for me. Will be nice to establish a relationship with Wells Fargo.

Going on about 5+ years now on my rebuild and am loving these results. Hard work & dedication to the task at hand does pay off!

X1 VISA SIG $15,500/ AMEX Gold / Petal 1 $3600 / Wells Fargo Active Cash VISA $3K / VENMO Visa $900 / Verizon Visa $2K / Apple Card $1500 SL / Wyndham Rewards Earner Visa $500 / WALGREENS Store $1K / Amazon Store $5000 SL/ Discover IT Chrome $2500K / BP Prime Rewards VISA $4350 / PayPal MC $3500 / BOA BankAmericard $2K / BOA Cash Rewards $1K / Cap One Savor One $1200 / Cap One QS1 $950 / Blaze MC $2250 / Credit One $850 / Credit One AMEX $1200 / OpenSky $600 / AvantCard $1000 / Discover IT Cash Back (Graduated) $400 / eBay MC $750
FEB '22 EX: 698 EQ: 700 TU: 713 | UTL: 23% | Total Credit Limit: $54000
Goal Score: 675 for all FICOS (ACHIEVED NOVEMBER 2021) | NEW GOAL SCORE: 725 for ALL FICOs

Reviewers · ‎03-01-2022

Congratulations on your WF Active Cash approval!

pizzadude · ‎03-01-2022

Congrats on getting in with WF !

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

Elpadrino1 · ‎03-01-2022

Congratulations on your approval!!

3se7ens · ‎03-01-2022

Nice Congrats

As of 3/2022

EQ.-721 | TU.-731 | EX.-708

Top Cards:

AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800

Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000

Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

CloudyWeather1331 · ‎03-01-2022

Congrats on the approval!!!

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HeavyResist · ‎03-01-2022

Mazel Tov on the approval @CreditRebuilder2020 Gutsy pull!

cashorcharge · ‎03-01-2022

That's terrific!! Congratulations on your WellsFargo Approval!! 🎉🥂👏

CreditAggie · ‎03-01-2022

Congratulations on your Wells Fargo Active Cash approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

gdale6 · ‎03-01-2022

Grats on your WF active cash approval