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Wells Fargo Active Cash Visa with 10K CL

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Larzipan
Valued Member

Wells Fargo Active Cash Visa with 10K CL

Yesterday, I received an offer for the Wells Fargo Active Cash Visa with a $200 SUB in the mail. I was excited to get this offer as I used to have this card with a $5K limit but had it closed by grantor due to lack of use before I was tracking my credit and appreciated the positive impact of having this card and CL.

 

I've been working on improving my scores and have seen growth thanks to new cards, CLIs, and also being added as an authorized user to a few cards, which had a lot of positive impact despite these actually being cards with low limits. So, that improvement seems like it contributed to Wells Fargo wanting me back.

 

What's even better is that I was approved for the card with a $10,000 CL! I did include an authorized user during my application process, so I am curious if this influenced the CL I was given. I do also have a bank account with Wells Fargo.

 

Now, I'm going to enjoy this card, try to increase its credit limit, and probably hold off on additional new cards for a while. Next on my list are a Discover card and an Amex without any annual fee once I get my scores up more!

Credit Cards

Authorized User Cards

Starting FICO 8 Scores

FICO 8 as of 2/5/24

FICO 9 as of 1/19/24
Message 1 of 10
9 REPLIES 9
NoMoreE46
Community Leader
Senior Contributor

Re: Wells Fargo Active Cash Visa with 10K CL

Congrats on a great SL.  

 

Adding an AU during the app has no bearing on that $10,000  that you were granted.

 

 

Message 2 of 10
cashorcharge
Community Leader
Super Contributor

Re: Wells Fargo Active Cash Visa with 10K CL

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 3 of 10
user979797
Established Contributor

Re: Wells Fargo Active Cash Visa with 10K CL

Hey active cash approval buddy (just got my approval) Congrats on your approval with Wells Fargo and enjoy the nice SUB. Let's both grow our CL with SP CLI requests Smiley Happy

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Message 4 of 10
KingRue8500
Senior Contributor

Re: Wells Fargo Active Cash Visa with 10K CL

Congrats on your Wells Fargo Active Cash approval




Message 5 of 10
EAT_SLEEP_JEEP
Valued Contributor

Re: Wells Fargo Active Cash Visa with 10K CL

Congrats on your cli

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $33,000/ WELLS FARGO AUTOGRAPH $8200/ CITI COSTCO ANYWHERE VISA $6000 SL/ DISCOVER IT $3000 SL/ CAPITAL ONE SAVORONE $3000 SL

SOCK DRAWERED/ FNBO JEEP CARD $7700/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700




Message 6 of 10
CreditAggie
Community Leader
Super Contributor

Re: Wells Fargo Active Cash Visa with 10K CL

Congratulations on your Wells Fargo Active Cash approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 10
TekkenQQ7
Established Contributor

Re: Wells Fargo Active Cash Visa with 10K CL

Congratulations on your approval!



Message 8 of 10
Traveler101
Established Contributor

Re: Wells Fargo Active Cash Visa with 10K CL

Congratulations 🎊 

Message 9 of 10
BigBS
Senior Contributor

Re: Wells Fargo Active Cash Visa with 10K CL

Congrats on the approval!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 10 of 10
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