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Wells Fargo CLI!

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Moderator Emeritus

Wells Fargo CLI!

First some background.  A few years ago I was looking at a way to keep my only relationship with Wells Fargo (Propel World card) alive as I no longer had a use for this particular card.  At the time, they told me a PC was impossible and to apply for the card I wanted, then ask for a reallocation.  So I applied for a standard Platinum card and got approved for $1,000 at 26.49% APR.  After numerous calls and going back and forth, I finally found someone who knew what a reallocation was and since 2015, the card has seen little use and a $9k total limit.

 

Today I was playing around on the website and naturally I gravitated to the "Manage Credit Limit" tab.  It gives two options; Request an increase or request a reallocation.  The language alludes to it being a soft pull unless it cannot make a decision for you, when it will be a hard pull.  Fortunately I didn't get to that point and my crazy high APR card went from $9,000 limit to $11,300 (I requested $20k so it counters):

 

Screen Shot 2017-01-31 at 5.05.34 PM.png

Message 1 of 20
19 REPLIES 19
Moderator Emeritus

Re: Wells Fargo CLI!

Congrats on CLI!   I don't have any WF cards, so I know nothing about HP/SP CLIs with them.  



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Message 2 of 20
Senior Contributor

Re: Wells Fargo CLI!

 Congrats B335is. 

Message 3 of 20
Valued Contributor

Re: Wells Fargo CLI!

Awesome! The fact that it was a SP is even sweeter.

Gardening until September 2019
Next app: Mortgage in September 2019
Message 4 of 20
Valued Contributor

Re: Wells Fargo CLI!

Congratulations! I tried it a couple days back but they didnt give me an increase. Still no HP though so no harm done

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Message 5 of 20
Super Contributor

Re: Wells Fargo CLI!

Congratulations  B335is.

 

Same here as another reply above mentioned. No WF card in this current pool and the only time on a try for one was a co-branded with who else, Dillards, which didn't quite make the grade for approval at the time.

Message 6 of 20
Senior Contributor

Re: Wells Fargo CLI!

Congrats on the approval! Have you tried for an APR reduction? Seems people have had luck doing so.

Message 7 of 20
Established Contributor

Re: Wells Fargo CLI!

what! Ive gotten three CLIs from WF on my platinum card, but called in every time! I didnt know they had an online request option!

Message 8 of 20
Established Contributor

Re: Wells Fargo CLI!

ok i still cant find anywhere about an online CLI.  where did you find that?

Message 9 of 20
New Contributor

Re: Wells Fargo CLI!

With the old online banking webpage it was easy to find in the credit card services tab, now since they have updated everything I also can't find it. Please let us know if you have the new online banking webpage or the old one still. Allow I believe everyone was supposed to be updated 2 months ago across the board.
Message 10 of 20
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