Wells Fargo Graduation

money28 · ‎04-01-2014

I've had a Wellsfargo securd card for exactly 13 months. I called in today to increase the limit from $700 to $800 and the credit rep said I couldn't make any changes do to the account graduating. I was not expecting this account to graduate so quickly due to all of the post about not graduating in a years time. I was told the limit would either increase or stay the same.

Starting Score: 06/29/13 TU 579; EQ 585; EX 574
Current Score: 07/24/13 TU 645; EQ 668; EX 652
Goal Score: 740
Wells Fargo $700 / Merrick Bank $1000 / Fingerhut $1300 /
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IamB2 · ‎04-01-2014

@money28 wrote:
I've had a Wellsfargo securd card for exactly 13 months. I called in today to increase the limit from $700 to $800 and the credit rep said I couldn't make any changes do to the account graduating. I was not expecting this account to graduate so quickly due to all of the post about not graduating in a years time. I was told the limit would either increase or stay the same.

Congratulations. Wonder what happens with the deposit you had with them?

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money28 · ‎04-01-2014

The rep said they will be depositing that back in to my bank account.

Starting Score: 06/29/13 TU 579; EQ 585; EX 574
Current Score: 07/24/13 TU 645; EQ 668; EX 652
Goal Score: 740
Wells Fargo $700 / Merrick Bank $1000 / Fingerhut $1300 /
Gettington $1000 Walmart $600 HSN/1300 Express/700 Jcrew/1850
Jared $2000 Macys $2500 Bloomingdale $1000 Sony Card $1500
Amazon Store Card $900 Ann Taylor/880 American Airlines/1500 Shell/500 Capital One Quicksilver\ $500 Pier 1 $1500 \ Chase Zappos Visa $2500 Barclays Apple\$1200

gdale6 · ‎04-01-2014

@money28 wrote:
I've had a Wellsfargo securd card for exactly 13 months. I called in today to increase the limit from $700 to $800 and the credit rep said I couldn't make any changes do to the account graduating. I was not expecting this account to graduate so quickly due to all of the post about not graduating in a years time. I was told the limit would either increase or stay the same.

Congrats

yudeology101 · ‎04-01-2014

Nicely done, OP! Congrats on your graduation, $$$ coming back in bank is always awesome.

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coldnmn · ‎04-01-2014

Congrats! Thanks for sharinng.

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alvon123 · ‎04-01-2014

congrats

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-Wade- · ‎04-01-2014

@money28 wrote:
I've had a Wellsfargo securd card for exactly 13 months. I called in today to increase the limit from $700 to $800 and the credit rep said I couldn't make any changes do to the account graduating. I was not expecting this account to graduate so quickly due to all of the post about not graduating in a years time. I was told the limit would either increase or stay the same.

Congrats on your success

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Anonymous · ‎04-01-2014

Congrats!

Vegas247 · ‎04-01-2014

@money28 wrote:
I've had a Wellsfargo securd card for exactly 13 months. I called in today to increase the limit from $700 to $800 and the credit rep said I couldn't make any changes do to the account graduating. I was not expecting this account to graduate so quickly due to all of the post about not graduating in a years time. I was told the limit would either increase or stay the same.

Congrats!!!! WF graduation is what I'm hoping for this OCT/NOV 2014....I too am skeptical about graduation because of all the posts that I have read that WF takes too long to graduate. But, I am also thinking that some people either still have bad credit after a year, or they didn't use their card enough...

1. Did you use your WF secured card (now unsecured) every month?

2. Did you PIF or carry a balance, or sometimes carried a balance?

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