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Wells Fargo Platinum Card

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Established Member

Wells Fargo Platinum Card

I live in Orange County CA and I app'd on 3/1/19 - I was approved for $8k.

Wells Fargo pulled my Experian Credit Report.

My Experian FICO 9 Score was 706 (per their mobile App - I bank with Wells).


My UTL was 8%.

Income is 65k.

I also have a personal loan through Lending Club for 23k.

  • NuVisionFCU - 1k (opened 8/2012) 
  • CapitalOne Quicksilver Rewards - CL $10,500 (opened 12/2014)
  • JCPenney Store CC - CL 6k (opened 12/2014)
  • Disc. IT - CL $13,500 (opened 10/2018)
  • BofA Cash Rewards - CL 5k (opened 10/2018)
  • NFCU - CL 25k (opened 10/2018)
  • PenFed Power Cash Rewards - CL 10k (opened 10/2018)

Feel free to ask me any questions!

9ninne
8 REPLIES 8
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Senior Contributor

Re: Wells Fargo Platinum Card

COngrats on your approval and very nice SL !!!!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 2 of 9
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Frequent Contributor

Re: Wells Fargo Platinum Card

Congrats again!! I wonder if the underwriting is similar to the Propel card? Anyone with any dp's on that? Not a bad SL at all!! I have heard mixed things about WF but the propel card does have a nice look to it! Congrats on your approval!! 

Starting scores - 480 - 11/05/18
Current Scores -





Message 3 of 9
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Regular Contributor

Re: Wells Fargo Platinum Card


@armymed80 wrote:

Congrats again!! I wonder if the underwriting is similar to the Propel card? Anyone with any dp's on that? Not a bad SL at all!! I have heard mixed things about WF but the propel card does have a nice look to it! Congrats on your approval!! 


I "PC'd" my old college siggy for the Propel card (they close the old account and give you a new one, but they don't HP and you keep the CL). My utili was the same then as in my sig, and they SP my EX score which was 707 at the time (Dec. 28th, 2018). You can see my CL by hovering your cursor over the Propel card in the sig. 

 

Income was 40k at the time, I live in NM and also banked with WF in the past up until I got married in 2017. 








Message 4 of 9
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Valued Contributor

Re: Wells Fargo Platinum Card

Congratulations! on the great approval, 9. And thanks for the extensive DPs.

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (03/3/2020): FICO 08 EXP: 749; TU: 758; EQ: 761
2019 Goal Score: 800 across the board


Take the myFICO Fitness Challenge
Message 5 of 9
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Community Leader
Super Contributor

Re: Wells Fargo Platinum Card

Congrats on your WF card!

Message 6 of 9
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Senior Contributor

Re: Wells Fargo Platinum Card

Congratulations on your approval!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 7 of 9
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Member

Re: Wells Fargo Platinum Card

Congrats on the approval!! I'm looking to add a WF card in the future, until then I'm gardening away!!

NFCU Cash Rewards | NFCU More Rewards AMEX | Citi AA | Southwest Visa | BofA Travel Rewards | AmEx Delta Skymiles Gold | AmEx Hilton Honors | Discover IT | Target | VS | Amazon | CapOne Plat | USAA Preferred Cash Visa | Overstock | Kohl’s | Care Credit | NFCU Mortgage | Cap One Auto Loan. TCL $86K | AAOA 6yrs 8mths
Message 8 of 9
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Frequent Contributor

Re: Wells Fargo Platinum Card

Congrats! I've been eyeballing the Propel! 

 

Awesome SL!

Starting scores - 480 - 11/05/18
Current Scores -





Message 9 of 9
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