Wells Fargo Platinum Card

Anonymous · ‎03-08-2019

I live in Orange County CA and I app'd on 3/1/19 - I was approved for $8k.

Wells Fargo pulled my Experian Credit Report.

My Experian FICO 9 Score was 706 (per their mobile App - I bank with Wells).

My UTL was 8%.

Income is 65k.

I also have a personal loan through Lending Club for 23k.

NuVisionFCU - 1k (opened 8/2012)
CapitalOne Quicksilver Rewards - CL $10,500 (opened 12/2014)
JCPenney Store CC - CL 6k (opened 12/2014)
Disc. IT - CL $13,500 (opened 10/2018)
BofA Cash Rewards - CL 5k (opened 10/2018)
NFCU - CL 25k (opened 10/2018)
PenFed Power Cash Rewards - CL 10k (opened 10/2018)

Feel free to ask me any questions!

Anonymous · ‎03-08-2019

COngrats on your approval and very nice SL !!!!!!

Anonymous · ‎03-08-2019

Congrats again!! I wonder if the underwriting is similar to the Propel card? Anyone with any dp's on that? Not a bad SL at all!! I have heard mixed things about WF but the propel card does have a nice look to it! Congrats on your approval!!

Anonymous · ‎03-08-2019

@Anonymous wrote:
Congrats again!! I wonder if the underwriting is similar to the Propel card? Anyone with any dp's on that? Not a bad SL at all!! I have heard mixed things about WF but the propel card does have a nice look to it! Congrats on your approval!!

I "PC'd" my old college siggy for the Propel card (they close the old account and give you a new one, but they don't HP and you keep the CL). My utili was the same then as in my sig, and they SP my EX score which was 707 at the time (Dec. 28th, 2018). You can see my CL by hovering your cursor over the Propel card in the sig.

Income was 40k at the time, I live in NM and also banked with WF in the past up until I got married in 2017.