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Haven't app'd in a while and decided to finally see if Wells Fargo would allow me to play in their arena. Burned them on a Platinum card in my BK13. Only relationship I have with them since then is my Dillard's Amex at $6k which I've had for about 2 years. App'd Thursday night and got the response below via email a few moments after. Fast forward to Friday got a call...verified name, address, and sent a text. Approved for $4200. I'll take it. I guess they don't hate me that much after all. Just an FYI to those that apply - pending doesn't necessarily mean denied. Pulled EX 702 according to CCT. 8 inquiries, and yes, my BK13 is still alive and well on my report.
It looks like the Propel train is still moving along nicely!
Congrats on the approval!
Congrats on the approval!
@Loquat wrote:Haven't app'd in a while and decided to finally see if Wells Fargo would allow me to play in their arena. Burned them on a Platinum card in my BK13. Only relationship I have with them since then is my Dillard's Amex at $6k which I've had for about 2 years. App'd Thursday night and got the response below via email a few moments after. Fast forward to Friday got a call...verified name, address, and sent a text. Approved for $4200. I'll take it. I guess they don't hate me that much after all. Just an FYI to those that apply - pending doesn't necessarily mean denied. Pulled EX 702 according to CCT. 8 inquiries, and yes, my BK13 is still alive and well on my report.
Super Congrats on your Amex Propel $4,200 SL!
I greatly appreciate you sharing your data points,
especially your BK13 information. BTW, how long
ago was your BK13 discharged? It would be useful
to know how much lag time Wells Fargo waited before
approving your new Amex card even though your BK13
still appears on your files. Congrats once again!
Congratulations on your approval!!
Thanks all. I was pretty shocked at this one myself since I hear how conservative Wells Fargo is and to add to it, I burned them in my BK13. When it went pending I thought for sure an underwriter was going to be like "...haha, yeah right..." but to my surprise it was just verification.
As to the poster that asked about my BK13...it's due to fall off in a little over a year from now.