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Wells Fargo Propel Approval!

SB0328
New Contributor

Wells Fargo Propel Approval!

I've been thinking about this card for a while now and pulled the trigger last night. I'll be using it for gas while not on the 5% quarter for my chase freedom and for eating out. Plus, the cell phone credit is super cool! I was not approved immediately which seems to be common for non wells fargo customers. A quick call today from the CSR to verify my identity and boom! $7500 SL which isn't crazy but it's better than some others I've seen so I'm not sure if I'll recon or not.

So, if you apply for this card try not to stress if they "need to verify some information". It seems to be an identity verification or income if you're claiming a large income (I, unfortunately, don't have that problem haha!)

$7,500 SL
4y 11m AAoA before approval
FICO 8 scores in siggy
Took a 3 point hit on EX immediately, expecting to see the EQ double pull soon






Message 1 of 14
13 REPLIES 13
M_Smart007
Epic Contributor

Re: Wells Fargo Propel Approval!

 

 

Congrats on your Propel, Very nice $7500 SLSmiley Happy

 

They hopefully will only SP EQ. or not at all.

(if you have access to your EQ, through the main site, you can check SP's)

 

 

 

 

Message 2 of 14
Hasselfree
Valued Contributor

Re: Wells Fargo Propel Approval!

Congrats on the WFP approval!




"Your ego is writing checks your body can't cash".
Message 3 of 14
GoingGold
Regular Contributor

Re: Wells Fargo Propel Approval!

Congrats !

 

I tried for this card twice in since January...
First time they declined because they said I had to many inquires in the past several months.
Thus, I waited about 6 months and tried again. I actually opened a WF savings account first though just to hopfully grease the wheels a bit on my second try at the Propel card. I even put $5000 into the saving account the day I opened it. Then a few days later I applied for the Propel card.

 

They didn't decline me right away, but requested I give them 2 years of tax returns, W2's, and wanted me to sign one of those tax documents giving them permisson to go through my tax stuff...etc..  I have a feeling they would have approved my application if I had sent them all that documentation they requested, but I felt like it was a bit over-the-top and intrusive... I wanted the card, but I didn't want it bad enough to let them rifle around through my documents and taxes.

 

They said I could send it in within 30 days, and then after that my application would just expire, so I just let it expire.

I have been approved for 9 great credit cards in the last months, so it's not like I had to have this one... lol.  I declared a $148K income, so I don't know if that's what rung their "documents" required bell or not, but probably so.  But nobody else I applied with and was approved with asked me for any documents.

GoingGold
*UPDATED AS OF 08/06/2020*
EQ: 707 ___ TU: 691 ___ EX: 692
Utlz:40% ___ Old Lates/COs: 1 ___ Collections: 0 ___ Public Records: 0 ___ Last Late: 2.1 yrs ___ AAoA: 7.1 yrs ___ AAoOA: 23.10 yrs

AMEX PLATINUM ___ AMEX GOLD = $3,000 (P.O.T) ___ AMEX BONVOY BRILLIANT = $5,000 ___ AMEX CASH MAGNET = $1,000
CAP ONE VENTURE = $30,000 ___ CAP ONE QUICKSILVER = $3,500 ___ CAP ONE PLATINUM SECURED = $500
BANK OF AMERICA CASH REWARDS = $15,000 ___ BANK OF AMERICA PREMIUM REWARDS = $15,000
DISCOVER IT MILES = $13,900 ___ FIDELITY INVESTMENTS CASH REWARDS = $12,400
**TOTAL OVERALL CREDIT LIMIT = $96,300
Message 4 of 14
SB0328
New Contributor

Re: Wells Fargo Propel Approval!

Wow that is WAY over the top imo! Maybe it was the claimed income but still... Honestly, that's why I was worried when the asked for verification. I've heard other stories like that but yours takes the cake. Congratulations on all your other approvals! Just a card at the end of the day 👍






Message 5 of 14
Meanmchine
Super Contributor

Re: Wells Fargo Propel Approval!


@SB0328 wrote:
I've been thinking about this card for a while now and pulled the trigger last night. I'll be using it for gas while not on the 5% quarter for my chase freedom and for eating out. Plus, the cell phone credit is super cool! I was not approved immediately which seems to be common for non wells fargo customers. A quick call today from the CSR to verify my identity and boom! $7500 SL which isn't crazy but it's better than some others I've seen so I'm not sure if I'll recon or not.

So, if you apply for this card try not to stress if they "need to verify some information". It seems to be an identity verification or income if you're claiming a large income (I, unfortunately, don't have that problem haha!)

$7,500 SL
4y 11m AAoA before approval
FICO 8 scores in siggy
Took a 3 point hit on EX immediately, expecting to see the EQ double pull soon

You and me both

Congrats


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 6 of 14
GoingGold
Regular Contributor

Re: Wells Fargo Propel Approval!

Yes, as you said, at the end of the day they are all just another card. Certainly not a mortage application... lol

Anyway, I hope you will enjoy your new card !!!
Congrats again.

 

GoingGold
*UPDATED AS OF 08/06/2020*
EQ: 707 ___ TU: 691 ___ EX: 692
Utlz:40% ___ Old Lates/COs: 1 ___ Collections: 0 ___ Public Records: 0 ___ Last Late: 2.1 yrs ___ AAoA: 7.1 yrs ___ AAoOA: 23.10 yrs

AMEX PLATINUM ___ AMEX GOLD = $3,000 (P.O.T) ___ AMEX BONVOY BRILLIANT = $5,000 ___ AMEX CASH MAGNET = $1,000
CAP ONE VENTURE = $30,000 ___ CAP ONE QUICKSILVER = $3,500 ___ CAP ONE PLATINUM SECURED = $500
BANK OF AMERICA CASH REWARDS = $15,000 ___ BANK OF AMERICA PREMIUM REWARDS = $15,000
DISCOVER IT MILES = $13,900 ___ FIDELITY INVESTMENTS CASH REWARDS = $12,400
**TOTAL OVERALL CREDIT LIMIT = $96,300
Message 7 of 14
SEAlifer
Established Contributor

Re: Wells Fargo Propel Approval!

Congrats on the approval!

AU


Message 8 of 14
TyRacing
Frequent Contributor

Re: Wells Fargo Propel Approval!


@SB0328 wrote:
I was not approved immediately which seems to be common for non wells fargo customers. 

High Five! Way to Go! Smiley Happy

 

cool! so we can get approved without being a wells fargo customer? but the odds are slim

 

Thanks for sharing!

Have the Following:



CashBack Cards Goals: Citi Rewards+

Status: Doing my Homework before I App

Note to Self: Focus on the Abundance of Love and you shall have more!

Message 9 of 14
Steve891
Senior Contributor

Re: Wells Fargo Propel Approval!

Congrats on your Wells Fargo Propel approval! Smiley Happy




Message 10 of 14
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